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My current tenants informed me that they were harassed by debt collectors from a local bank who demand payment for an unsecured term loan that was taken by the previous Filipino tenant who had already left Singapore more than 6 mths ago.

When I tried to explain to the debt collectors/bank credit department that the unsecured loan was taken by the Filipino tenant who had already left Singapore, and not by my current tenants, nor by me (the landlord), they demanded immediate payment as it is their policy to recover all unpaid loans/debts from the occupiers/landlord of the last known address of the borrower.

What are my options in this case, as my current tenants have decided to terminate the tenancy as they cannot stand the constant harassment from the debt collectors
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2 Answers

Hi, it would be better to go into the root of the issue by reporting it to the police and to seek legal advice from your lawyer. Otherwise, your next tenant would suffer and you will face the same problem with them terminating the lease.

Regards
Aaron
 9730 8455 
aaronchong2774@yahoo.com.sg Read More
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GAN ENG JOO ONASSIS
Hi,

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Make a police report and meet with MP to issue letter to the bank. Tenants have the right to revoke the TA for your info.

Feel free to engage me as your agent. I can assist you based upon your stated contents and walk you through the entire process with options.

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