1 Answer

askguru expert
Hi there, thanks for writing to us on AskGuru.

You can include your part-time work salary as part of your Built-To-Order (BTO) flat application.

The reason why HDB states you have to be working is they want to ensure you can finance your HDB flat and not end up being burdened by it. They will also ask to see your bank statement to assess if you have sufficient savings to pay for your mortgage.

Having said that, here are some documents that will be required for a part-time worker:

As an applicant:
- 6+ months’ commission statements/ payslips preceding the month of application, or a recent letter^ (sample)(JPEG, 125KB) from the employer certifying job designation, commencement date, and commissions/ salaries for 6+ months preceding the month of application; and
- Latest 15 months’ CPF contribution history; and
- Credit Bureau report; and
- Latest 6+ months’ bank statements/ passbook

We wish you all the best in your flat application.

Hope this answers your question.

Best Regards,

Team PropertyGuru