Asked by deschester
I am 37 this year. With my mum, we co-own a 3-rooms flat in Yishun. This flat is fully paid.
Currently, $180K CPF ($140K in OA and $40 in SA), $50K cash and monthly income of $4.2K. After setting aside $65,500 for the prevailing minimum sum in CPF. Do you think is feasible to purchase an unit value at $500,000?
Understand the stamp fees is deductable from CPF. May I find out whether paid 3% stamp fees will be used to offset the total payable amount?
Based on the bank loan interests trend, what is highest it had hike?
Thank you for your advice.
Currently, $180K CPF ($140K in OA and $40 in SA), $50K cash and monthly income of $4.2K. After setting aside $65,500 for the prevailing minimum sum in CPF. Do you think is feasible to purchase an unit value at $500,000?
Understand the stamp fees is deductable from CPF. May I find out whether paid 3% stamp fees will be used to offset the total payable amount?
Based on the bank loan interests trend, what is highest it had hike?
Thank you for your advice.
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