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Hi,

Should you wish to invest in commercial
properties that are not subject to additional
tax of 10$ please contact me at 96722265  .
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Buying property in Singapore as a foreigner involves several steps. Here’s a simple guide:

### 1. **Know the Property Types**:
- **Condos**: Foreigners can freely purchase private condominiums.
- **Landed Property**: Generally restricted. Foreigners need approval from the Singapore Land Authority (SLA) to buy landed homes.
- **HDB Flats**: Foreigners cannot buy HDB flats unless they meet specific criteria, like being part of a Singaporean family.

### 2. **Understand Legal Requirements**:
- **Approval**: If purchasing landed property, apply for approval from the SLA.
- **Financing**: You can take a bank loan, but be aware of the loan-to-value (LTV) ratios for foreigners.

### 3. **Engage a Property Agent**:
- Consider hiring a local property agent who understands the market and can assist with the process.

### 4. **Conduct Due Diligence**:
- Research the property’s location, amenities, and market trends.
- Check the property’s title and ensure there are no legal issues.

### 5. **Make an Offer**:
- Once you find a property, submit an offer through your agent.

### 6. **Sign the Sale and Purchase Agreement**:
- Upon agreement, sign the Sale and Purchase Agreement (SPA) and pay a deposit (usually 1% of the purchase price).

### 7. **Secure Financing**:
- Finalize your financing arrangement if you're taking a loan.

### 8. **Complete the Purchase**:
- Pay the remaining purchase price, stamp duty (which can be higher for foreigners), and legal fees.
- The property title will be transferred to your name upon completion.

### 9. **Registration**:
- Ensure the property is registered under your name with the Land Registry.

If you have any specific questions or need more details, feel free to ask!

WhatsApp me at: ABLE Toh (65) 9856-9255  or through this link.:https://wa.me/6598569255
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"If you need more assistance with property matters:
like renting / selling, buying / or investing, I'm here to help!
WhatsApp me at: ABLE Toh (65) 9856*9255 or through this link.:https://wa.me/6598569255
(Unfortunately, this platform doesn't allow direct contact, but you can easily reach me )

(***) You can READ my REVIEWS here: https://www.propertyguru.com.sg/agent/able-s-k-toh-61591.

For buyers, I offer solutions for sourcing resale and new private homes at no charge.

I can connect you with reputable bankers for private housing loans free of charge and with no obligation.

I also have partners to assist with mortgage home insurance matters.

Let's seal this affinity by technology; please PM me your contact for assistance with your real estate needs. So, I believe in Affinity (Chinese word: 缘份） :), let's SEAL this AFFINITY Not by blood but by Technology > Please PM, Private Message your contact so that I CAN BE (EXTRA) PAIR OF HANDS / BRAIN and LEGS to Assist you NOW or FUTURE REAL ESTATE NEEDS!

*** You can reach me at my Singapore mobile: (65) 9856 9255  or email me at Able.selling@gmail.com.

From: ABLE Toh- Your Property ASSISTANT : ）
“ i am ABLE to Help As Much As You are ABLE To PM (Private Message) me ”

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