2 Answers

Mike Tay
Dear Shelly

The cash portion:
1st mortgage is 5% and 3%-5400 for stamp duty.
2nd mortgage is 10% and 3%-5400 for stamp duty for Singaporean. No ABSD.

The loan portion:
1st mortgage is max 80% loan.
2nd mortgage is max 60% loan.

You can seek reimbursement from your CPF account if you are using CPF for property payment.

You can try new EC if you gross income is below 12,000. Alternatively, your next available choices would be resale flat or condo.

Do call me at (65)-9745-5178 or email miketaysoen@gmail.com if I can assist you in your buying.

Thks & regards,

Mike Tay (郑树荣)

B.Sc. (NUS), EMBA (SUNY)
CEA Reg:R042367C

M: +65 97455178
E: miketaysoen@gmail.com

W: http://www.miketay.myweb.sg
W: http://miketay.irealtor.sg/

HSR International Realtors Pte Ltd
Estate Agent Reg No: L3002226G Read More

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  • CS
    Hi Mike, thanks for your response. Will keep your contact to discuss property options in future.
Joanne Chia 谢诗琳
Good day expatriate Shelly,

I am JOANNE from HUTTONS PROPERTY,
My company specialises in new launch projects,
But if you prefer resale homes,
I can assist you in buying too ,
No commission chargeable for private properties,
Only 1 per cent chargeable for buying resale HDB properties.
In addition, i provide FREE value add ad-hoc courier services, as my family is in the travel business .

JOANNE CHIA
HUTTONS PROPERTY.
HP 8333 3327.
CHIA_JOANNE@YAHOO.COM.SG Read More

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