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Hi

From your question above, you are eligible to purchase a HDB resale and even qualify for singles grant despite you being below 35 years of age. I am specialised in HDB transactions and have recently assist a couple purchasing a resale under non citizen spouse scheme like yourself. Do contact me at 93375051  for a free and non obligatory discussion on this.

Regards
Taufik Hussein
ERA Realty Network Pte Ltd Read More

Hi Sir,

Yes, you're eligible to purchase a resale HDB flat under Non-Citizen Spouse Scheme.

Do take note that you will be the sole lessee for the flat, with your spouse as the essential occupier as foreigners cannot own HDB flats. This also means that only your income will be used for loan assessment as she is not the owner of the flat.

I am experienced and well-versed in both HDB and private transactions. I will be able to assist you in your property plans. Please get in touch with me for a more in-depth discussion.

Should you need require further assistance in matters relating to property, please contact me at my mobile 9748 6305  . I will be happy to assess and share with you the possibilities for you in the current market.

Thank you.

Best regards,
Robbie Chen
 9748 6305 
PropNex Realty Read More

Hi,

1) Under the Non-Citizen Spouse scheme, there are 2 scenarios: you are below 35 yrs old or you are 35 yrs old and above.

2) Below 35 yrs old:
Your spouse must have a valid "Long Term Visit Pass" or "Work Pass" at the time of application submission.
The pass must have a validity period of at least 6 mths from the date of issue.

3) At or above 35 yrs old:
Your spouse must have a valid"Visit Pass" or "Work Pass" at the time of application submission.
The pass need not have a validity period of 6 mths from the date of issue.

4) The only difference between the 2 scenarios is the pass needed and validity period for your spouse. This does not affect your grant amount and type.
But note that if you are below 35 yrs old and your spouse did not manage to get a "Long Term Visit Pass", you will not be eligible to make any purchase.

5) There 2 types of grants available under the Non-Citizen Spouse Scheme for both scenario:
(a) Single Grant: $25k for 4-rm and smaller, $20k for 5-rm and bigger provided your avg gross monthly household income not exceed $14,000.
(b) EHG: Up to $40k for salary below $750, as low as $2,500 for salary between $4,251 to $4,500.
(c) Proximity Grant: $10k within 4km from your parents' residence, or $15k if staying with your parents.

6) There are no flat type or area restrictions if that is what you are concerned about. Except if the area you choose is not within 4km of your parents, you will not be eligible for the proximity grant.

7) You may starts by applying HLE if you intend to use an HDB loan before you start your home hunt:
https://services2.hdb.gov.sg/webapp/BP27AWHLEApplication/BP27SHome

Hope the above answer to your main concerns, but if there are more query, please feel free to contact me at 90110636  , or email: ling.ck7@gmail.com if more information is needed.
I'll be glad to assist.

Best regards
Ling CK
 90110636 
ling.ck7@gmail.com
https://R056727F.propnex.net/
https://www.facebook.com/Homesellerbuyer

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