5 Answers

YT Tan (陈永达)
Good afternoon,

Yes you are eligible to purchase a private property (condo or apartments) in Singapore as a foreigner and do take note that you will be subject to 15% additional buyer's stamp duty on top of estimated 3% buyer's stamp duty.

In regards to loan, do let my banker advise you how much loan can you obtain.

Hope to hear from you soon!

Warmest Regards,
YT TAN 陈永达
ECG Property Pte Ltd
(M): +65 9111 5171
(E): yt.lovelyhomes@gmail.com Read More


CK Ang
Hi, the loan amount will depends on your salary and debt serving. I can share with you financial analysis and planning, follow by recommend a banker to get loan approval, lastly select and go for viewing.

I can be reachable at my mobile.

CK Ang
9046 3808
Vestor Realty Read More


Karrien N. Chan
Selamat datang ke Singapura – Welcome to Singapore,

I hope you are adjusting well to your new work place and new home here.

Here’s some information that may be relevant for you and your family:
Foreigners are eligible to purchase any ‘Non-Restricted Property’ in Singapore such as apartment within a building or any unit in an approved condominium, whether it is Freehold or Leasehold.
More information could be found here http://www.sla.gov.sg/htm/ser/ser0306.htm

The most affordable Freehold condominiums here are available in District 14, near Aljunied MRT starting from around $500,000 for 1 Bedroom or $600,000 for 2 Bedrooms.

You must have all the following to own your first $500,000 Condominium property:
*Based on IWAA-Income Weighted Average Age below 35 years old which allows for maximum 30 years loan period
1. Minimum fixed salary of $3,000 monthly or $4,300 monthly if variable/commission based salary to be eligible to apply for 80% loan of $400,000
2. Cash for 20% Down payment (Up to 15% can be from CPF OA, if applicable): $100,000
3. Cash for BSD-Buyer Stamp Duty (3% -$5,400): $9,600
4. Cash for ABSD-Additional Buyer Stamp Duty (Citizen 0%, PR 5%, Foreigner 15%): $0/$25,000/$75,000

As a foreigner, you will require a minimum $184,600 in cash and earning $3,000 monthly subject to further credit assessment by relevant banks to purchase a $500,000 non-restricted property.
*For higher valued properties, simply multiply the figures accordingly.

Kindly consult a banker to get an IPA-In Principle Approval on your loan before making any commitment.

Hope the above guide is helpful. Please feel free to contact me should you have additional queries or require assistance in search of your ideal home.

Thank you and Warm Regards,
Karrien N. Chan
CEA Reg. No.: R052532H
Mobile: 82250212
Email: karrien.realty@yahoo.com

Powerful Negotiators
No. 1 Team in PropNex Realty Pte Ltd
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Bryan Lee

I am Bryan from ERA. Fellow colleagues have given you very detailed information to buy as a foreigner. As for loan amount it needs to be assessed by a banker which I will be able to bring you to one.

Please contact me at 86912345 Call/SMS/Whatsapp or you can email me at bryanlee@era.com.sg

Thank you and have a nice day.

Warmest Regards,
Bryan Lee
ERA Read More


Thea Hoi Shu Min
Good day to you! I will love to assist you with your property transaction. Feel free to contact me at 81255537 or email me at thea.hoism@gmail.com for further discussion. Read More