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Hi,

According to the latest rules, LTV for HDB flats under HDB loan is revised from 90% to 85%. HDB and private property purchases under bank loan, LTV remains unchanged at 75%.

I am experienced and well-versed in both HDB and private transactions. I will be able to assist you in your property plans. Please get in touch with me for a more in-depth discussion.

Should you need require further assistance in matters relating to property, please contact me at my mobile 9748 6305  . I will be happy to assess and share with you the possibilities for you in the current market.

Thank you.

Best regards,
Robbie Chen
 9748 6305 
PropNex Realty Read More

Hello there!

With my strong foundation in property analysis, market trends, and legal frameworks, my expertise covers a broad spectrum of real estate matters.
From new launch investments to resale upgrades and financial planning, I believe in offering practical, data-driven insights tailored to your goals.

Whether you’re planning your first purchase or optimising your portfolio, I’ll help you make informed, strategic decisions.

My goal is to simplify decisions with clarity and data-backed advice — not pressure.

Contact me at 8444-0899  for a free, no-obligation consultation today.
Connect with me on Instagram, TikTok, YouTube, Facebook, Apple Podcast and Spotify at @johnlaiproperty
where I share weekly property insights, real-life case studies, and market updates to help you make smarter real estate decisions.

John Lai | 黎潍铭
 8444-0899  | john.lai@kwsingapore.com
Associate Growth Manager 
KW Singapore Real Estate

Top Achiever Agent 2023 (PropNex)
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