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Dear experts,

My wife and I are both SPR (since 2008) but our daughter is under Long term visit pass

According to HDB, I need to form a Family nucleus with both wife and daughter to be eligible for resale flat. However, I'm not clear if my daughter is considered "essential occupier" or just normal occupier.

https://services2.hdb.gov.sg/webapp/BP27MaxLoan/BP27PEssOcc.jsp

//An essential occupier is a family member who is required to be listed in the Application Form in order to form a family nucleus and qualify under an eligibility scheme to purchase a flat. A proper family nucleus is defined as follows:
If you are married: you, your spouse and your children (if any)//

If she is considered "Essential occupier", how should I understand the below?

//All buyers, their spouses and essential occupiers have to wait out for at least three years from the date of obtaining Singapore permanent resident (SPR)//

Thank you
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8 Answers

Hi,

As long as both you and your wife have obtained SPR for more than 3 years, its not an issue and its already considered a family nucleus. Most SPR household buyers for resale hdb now are just a legally married couple of 3 year spr status. Thanks and hope to assist with your purchase plans further.

Warm Regards,
Ivan Ng ERA ASAP
(ASk Anything Property)
Proactive. Sincerity. Feedback.
SMU BBM (Finance), Magna Cum Laude

Email: Ivanng10@gmail.com
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(Client's Testimonials) Read More
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Hi buyer,

The fact that you and your wife has been SPR >3 years is sufficient to form a family nucleus.

Feel free to contact me at your convenience, and we can bring this further from there.

nd regards,
Teck Chuan, Ng
BBA (Finance), NUS
ERA Realty Network Pte Ltd
Mobile: 9137 4602  Read More
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Afternoon,

With the given fact that both you and your spouse have fulfilled 3 years on the SPR, you are already eligible for purchase resale HDB unit.

Do contact me should you require my assistance.

Regards
Mike Lim
 96929209 
m52i@yahoo.com
ERA Read More
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GAN ENG JOO ONASSIS
Hi,

Re: Our Preferred Experienced SG Professional

Presently, both of you have fulfill 3 years PR status as married couple can go ahead with the resale flat purchase without delay.

Call me now, we can explore further in detail.

I am contactable at 92222389  or onassis@sgrealtor.com.

In all Areas of Singapore. Sale/Buy/Lease/Rent, Please call and/or drop me an email me. I’m always at your Services.

Onassis Gan | R021244C | CES Certified SG Realtor l SGRealtor.com
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Hi

SPR/SPR who has waited the 3 years period is eligible to buy resale HDB flat under the current policies.

I have assisted mostly SPR/SPR in their home purchase and would be glad to go through the eligible checklist if you would like to call 9620 0827  for a chat or email to gavin.ng@orangetee.com.

Regards

Gavin Read More
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Hi Sir/Mdm,

Your daughter will NOT need to be an essential occupier as both of you would have met the family nucleus requirement to purchase a HDB flat.

May I know which area are you looking at? Kindly contact me so that I can understand your needs and assist you towards owning a dream home.

Regards,
Nick Tan
(M) +65 9644 4854 
B.Eng(Chemical)(Hons)(NUS)
Cert-in-REA
(E) nicktan@propertyavenue.com.sg / nick96444854@gmail.com
(W) www.nick-tan.com / www.propertyavenue.com.sg

Testimonial from Satisfied Clients (2015/2016)
“Nick is a responsible, efficient and excellent salesperson. He has very good knowledge of the real estate market and I benefitted a lot from his advice and sharing. He is extremely patient when guiding me through the buying process and I am happy to secure a dream house within my budget with his assistance. A highly recommended salesperson who made my house hunting journey a breeze.”
Ms Chia (Buyer of HDB)

“Nick provides a delightful customer experience from day one when I engage him as my agent to look for a flat of my choice to the completion of the deal. He is competent, resourceful and has a pleasant manner to work with. He is the Agent of my choice in dealing with properties and I would highly recommend him to others who would appreciate an agent that takes care and can give the customer a peaceful mind.”
Susana (Buyer of HDB)

“Nick is very pro-active in helping us to resolve whatever questions and problems that we encountered. All the issues are settled even before us having to request or ask for a second time. He was very frank and transparent with all the details, limitations and advantages that we wouldn’t have known. I think this is the most important virtue to be successful in this line. I will surely recommend him to anyone who needs his service because I trust that they will be equally satisfied!!”
Mr and Mrs Chan (Sold and Bought a property through Nick)

“We are very grateful to Nick for his extensive marketing efforts. With his comprehensive marketing plan, he helped us to achieve a record selling price within 2 weeks of listing our property for sale! We highly recommend his service to anyone who is keen to sell their properties.”
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“Nick from Property Avenue has conducted himself ethically and professionally when handling the sales of our property. Thanks to his patience and perseverance, we managed to secure a sales price beyond our expectations.
We are very happy and satisfied with his services and will definitely recommend him to our friends and family in the future.”
Mr & Mrs Tan (Seller of Inter-Terrace House) Read More
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YT Tan (陈永达)
Good evening buyer,

Both you and your spouse have already formed a family nucleus so you dont have to include your daughter in the application.

You might be confused by the requirement. Just two of you will be sufficient.

Hope my sharing is beneficial to your property purchase.

Wish I can continue to value add in your purchase.

Warmest Regards,
YT TAN 陈永达 | ACCA Graduate, RES
Vice President (Agency)
R043025D
Property Avenue Pte Ltd
Estate Agent no. L3010650D
Blk 420 North Bridge Road #03-30 North Bridge Centre S188727

(M): +65 9111 5171 
(E): yt.lovelyhomes@gmail.com
(W):www.yttan.com Read More
0
Hi,
You had already met the Family Nucleus, i.e. yourself and wife. To advise you more in details of the purchase, please drop me an email for me to share.

To assist and advise you more in details, kindly drop me an email for me to share.

I am contactable at my mobile or email.

CK Ang
 9046 3808 
res.ckang@gmail.com Read More
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