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Hi,

In this case, since the property will be purchased on a joint name basis and since your spouse is a foreigner and the sole person financing the property, may need to get approval from SLA.

You are however, eligible for all leasehold or freehold condos, without any approval required from SLA. Thanks and hope to understand your plans and requirements so to make better recommendations.

Warm Regards,
Ivan Ng ERA ASAP
(ASk Anything Property)
Proactive. Sincerity. Feedback.
SMU BBM (Finance), Magna Cum Laude

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Good evening,

Do let me explain more in depth on purchasing a landed property in Singapore.

As a Singaporean, you definitely can solely purchase and own a landed property but you cant purchase along with your American husband, as he is considered a non Singapore citizen. You guys need approval from SLA's LDAU to proceed further. I will suggest you to seek approval first before house hunting if you require bank financing based on your hubby's income (only owner can apply for mortgage).

http://www.sla.gov.sg/Services/RestrictiononForeignOwnershipofLandedProperty.aspx

But good news! If you opt to purchase a landed in Sentosa, you will not be hit by this restriction.

If not, you opt to purchase strata landed (cluster housing) in condo development or approved townhouses.

Hope my sharing is beneficial to your property purchase.

May I know how can I continue to value add in your relocation back to Singapore?

Warmest Regards,
YT TAN 陈永达 | ACCA Graduate, RES
Vice President (Agency)
R043025D
Property Avenue Pte Ltd
Estate Agent no. L3010650D
Blk 420 North Bridge Road #03-30 North Bridge Centre S188727

(M): +65 9111 5171 
(E): yt.lovelyhomes@gmail.com
(W):www.yttan.com Read More

Hi there,

Considering you're expecting your Singaporean baby soon, I'd think that you need to be back in Singapore real soon.

While you may want to seek approval with the Singapore Land Authority for the purchase of a landed property, why not considering renting one for the time being? Otherwise, you might want to consider a condominium unit.

Feel free to contact me at your convenience, and we can carry on from there.

Thanks and regards,
Teck Chuan, Ng
BBA (Finance), NUS
ERA Realty Network Pte Ltd
Mobile: 9137 4602  Read More

Dear madam,

We have encountered countless of situations where buyers are in similar situation as yours. Both of you are eligible to purchase under joint ownerships only if you have gotten approval from the Land Dealings Unit from Singapore Land Authority. Application fees is involved for this process.

You may wish to explore landed homes within a condo development too as these will be more straightforward process in purchase. There are a couple of interesting units available in the current market too. Otherwise, the only landed units which foreigners can purchase outright will be on the island of Sentosa which comes with premium price tag and they are leasehold properties.

Let me know if we can assist any further for your planned purchase.

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Regards,

Geryl LIM
Associate Marketing Director
Global Alliance Property (L3010679B)
CEA Reg R014783H
Mobile: +65-81577565  /+65-92787772
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Hi friend,

As a Singaporean, it is your birth privilege to purchase a landed property, in your case, only in your sole name.

If the purchase is in cash and no loan, go right ahead and start looking for your ideal landed home.

If a loan is needed, it would be taken in your husband's name ( or both ) as you have no income of your own. That means the purchase would be in both names AND SLA approval is required.

Like other fellow agent friends have mentioned, you have also other housing options.

Do get in touch with me, i have both landed and condos for sales in various districts.

Regards
Steven Wang
DTZ Property Network Pte Ltd.
khim.wang28@gmail.com
 +65 9169 5023  Read More

Hi,

As a Singaporean you are entitled to buy a landed property but under your name only as your husband is a foreigner. As you have no income you might not be able to get a loan under the conventional method. You can still obtain a loan by pledging your assets with the bank.

Alternatively, you can look for a strata titled landed property that is classified under condo. For those property, you can put both your names and obtain the bank loan.

Feel free to WhatApps me at 90919338  to allow me to share more with you.

Best Regards,
Kent Lee
Powerful Negotiators @ PropNex
Mobile: 9091-9338  Read More

Hi,

Re: Our Preferred Experienced SG Professional

Approval will be need - The Residential Property Act defines a "foreign person" as any person who is not a citizen of Singapore, a permanent resident and any foreign company or converted foreign company. Any person or entity falling under this category is totally restricted from owning landed residential property unless approval is obtained from the Controller of Residential Property.

Feel free to engage me as your agent. I can assist you based upon your stated contents and walk you through the entire process with options.

Call me now, we can explore further in detail.

I am contactable at 92222389  or onassis@sgrealtor.com / sgagent.com

In all Areas of Singapore. Sale/Buy/Lease/Rent, Please call and/or drop me an email me. I’m always at your Services.

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