32 results for 'singapore-citizen'
22 Mar 2023 • Buying
HDB Resale Flat Eligibility: Can a Singapore Permanent Resident (SPR) Buy an HDB Flat? (2023)
"Can an SPR buy an HDB flat?" is a question Singapore Permanent Residents (SPRs) may wonder. HDB resale flat eligibility and ownership are rights granted to every SPR. But they do come with some restrictions. Find out what these restrictions are in 2023.
16 Nov 2022 • Home Financing
How to Manage Your Home Loan in the Era of High-Interest Rates: Watch Our Webinar
In this webinar, Paul Wee, Vice President - PropertyGuru Finance, PropertyGuru and Ben Goh, Team Lead - Mortgages, PropertyGuru Finance share their expert insights and tips to better manage your home loan and maximise your savings amid a high interest rate environment.
18 Oct 2022 • Home Financing
Singapore Home Loans 101: Breaking Down The Basics
Unlike ordering your kopi-c or chicken rice, home loans aren’t as straightforward. There’s just a lot of industry jargon out there: lock-in periods, subsidies, fixed interest rates, floating interest rates, and more. Whether you’re planning to buy an HDB or viewing private properties, we’re here to answer all your home loan questions. Keep reading to learn more about the home loan basics in Singapore.
14 Sep 2022 • Buying
Singapore Property Cooling Measures 2022: Why Are Some Buyers Looking At More Expensive Properties Now?
The Singapore property cooling measures announced on September 2022 saw LTV limits and higher TDSR and Mortgage Servicing Ratio, making it harder to buy property. But according to the latest Singapore Consumer Sentiment Study H2 2022, instead of postponing or adjusting their budget, some buyers are considering buying more expensive properties. Why? Find out.
2 Sep 2022 • Buying
HDB Single Scheme in Singapore: Should You Buy a New Launch HDB BTO or Resale Flat in 2022?
HDB Single Scheme allows singles above 35 to own their HDB flat in Singapore. Read this to decide whether a BTO or resale flat is better for you and learn what grants you can get.
29 Jul 2022 • Your Home Journeys
First Time Home Buyer Mistakes: 5 Lessons Learnt the Hard Way and How to Avoid Them
Zaimie, an art educator, realised he needed his own space after years of sharing a room with his sister. Once he turned 35, he purchased a 4-room resale flat in Bukit Panjang. While he had it all planned out in his head, executing it was a whole different story. He encountered his share of unprofessional agents and shady interior designers before moving into his ideal home.
15 Jun 2022 • Buying
Housing Options for LGBTQIA+ Singaporeans Who Don't Identify With The 'Conventional Family Unit' (2023)
Being an LGBTQ+ couple in Singapore means if you want to purchase housing with your partner, your options are limited due to Singapore law not recognising gay marriage (yet!). We’ve outlined 5 ways you can buy a property with your other half.
12 May 2022 • Home Financing
Why Do People Buy Property In Singapore Under Their Children's Names, and Should You? (2023)
In 2019, it was reported that there is a growing trend of wealthy Singaporeans buying properties in their children’s name. Why do they do it and should you follow suit? The latest ABSD (Trust) changes on 9 May 2022 sees a 35% tax levied on those who buy properties under their child's names in Singapore.
9 Nov 2021 • Buying
HDB Single Scheme and Joint Singles Scheme: Guide to Buying HDB Flat As a Single in Singapore
Joint Singles Scheme or the regular HDB Single Scheme: which one should you choose if you're buying a flat in Singapore as a single applicant? Read all about buying an HDB flat as a single, including flat options and grants.
24 Sep 2021 • Buying
HDB’s Proximity Housing Grant (PHG): Eligibility and How Much Can You Get?
As of 2018, HDB has enhanced the Proximity Housing Grant such that singles are also eligible. Find out more about this scheme.