13 results for 'msr'

The Mortgage Servicing Ratio (MSR) in Singapore caps the amount that may be spent on mortgage repayments to 30% of a borrower’s gross monthly income. It applies to HDB flats and executive condominiums (ECs) bought from developers.

The government announced new property cooling measures, effective from 30 Sep 2022 onwards. Read about the new property curbs here.

The Total Debt Servicing Ratio or TDSR in Singapore limits your monthly debt repayments to 55% of your gross monthly income. This includes your home loan (mortgage) and other liabilities like credit card debt and personal loans.

Home loans in Singapore are subjected to Loan-to-Value (LTV) limits of up to 75% (bank) or 90% (HDB) only. Also, you may not get approved for the full amount. Here's what to do if you need to borrow more funds for your mortgage.

Learn about being a joint borrower in Singapore. The Monetary Authority of Singapore (MAS) mandates that all joint borrowers must also be owners of the property, so think carefully before you commit! Here are 5 key considerations.

Will there be another round of property cooling measures in 2021? After all, the government has been dropping hints since the start of the year. Here's what the experts and industry insiders have to say.

One of the appeals of the HDB loan is the higher LTV of up to 90%. But did you know not everyone is eligible to loan the maximum amount? Read about it here.

Refinancing is a great strategy to lower interest costs. If you can afford higher monthly mortgage repayments, should you shorten your tenure? We show you how shaving 10 years off a 1.8% $500k loan could result in almost $50k of savings.

Many Singaporeans complain about the government's property cooling measures, such as the ABSD, LTV, TDSR, MSR and more. Let's evaluate these regulations objectively and see how effective have they been so far.