Hi, 1) I highly doubt the accuracy of the HFE application result according to the info provided. 2) If you co-own a private residential property with your parents and you are below 55 yrs old. You have to observe a 15-mth wait-out period before eligible to buy a resale HDB flat. 3) If you co-own a private residential property and you are at 55 or older, you are eligible to buy a 4-rm or small resale HDB flat without HDB loan and grants. 4) The HFE result should remains the same whether your parents are added as occupier or not. 5) You will only be eligible for any housing grant and HDB loan by observing a 30-mths wait-out period after selling. 6) It is recommend to seek advice from the CPF over the refund CPF after selling. There are too many factors on it to have a different result. 7) Your questions (1) & (2) are not valid. Please see my (2) & (3). All The Best!!! Hope the above answers your main concerns, but if there are more queries, please feel free to contact me at 90110636 or email: ling.ck7@gmail.com if more information is needed. I'll be glad to assist. Best regards Ling CK 9011 * 0636 ling.ck7@gmail.com https://www.linkedin.com/in/ckling/ https://agents.huttonsgroup.com/R056727F/

You may want to consult with PROPERTY GURU SUPPORT TEAM : at >>6238 5971 or email custcare@propertyguru.com.sg for assistance. WhatsApp me at >> ✔✔9856 9255 or through this link.:https://wa.me/6598569255. -----------------------99Years------------------------999Years---------------------->>> IF YOU NEED more assistance with PROPERTY matters such as RENTING, SELLING, BUYING, or INVESTING, I’m here to help. WhatsApp me at ✔✔ ABLE TOH (65) 9856 9255 , Property Agent (Director ) or via this link: https://wa.me/6598569255 Unfortunately, this platform does not allow direct contact, but you can easily reach me on WhatsApp. ✔✔✔You can READ my REVIEWS here:Able S K Toh https://www.propertyguru.com.sg/agent/able-s-k-toh-61591 For PRIVATE HOME BUYERS ✔✔ I offer solutions for sourcing resale and new PRIVATE homes at ZERO charge ✔✔ Most PRIVATE seller agents are willing to share commission with buyer agents DEVELOPER SALES TEAM ✔✔ BEST PRICES ✔✔ NO AGENT FEES ✔✔ LOWEST PRICE GUARANTEED For UPDATED INFO, E BROCHURE, FLOOR PLAN, and PRICE LIST for New Launches Condominium in Singapore, contact me directly. ✔✔ Connect Singapore Line (ABLE TOH): (65) 9856 9255, Property Agent (Director ) ✔✔ WhatsApp: https://wa.me/6598569255 ✔✔ Email: Able.selling@gmail.com ---///------ CHINESE VERSION // 中文版本 如需房产相关协助， 包括出租、出售、购买或投资， 欢迎联系我。 ✔✔ 房地产经纪（董事) 诗强:/ABLE TOH (65)9856 9255 WhatsApp：https://wa.me/6598569255 ✔✔✔查看我的客户评价： Able S K Toh,房地产经纪（董事) 诗强 https://www.propertyguru.com.sg/agent/able-s-k-toh-61591 私人住宅买家服务 ✔✔ 协助转售及新私人住宅 ✔✔ 买家无需中介费 发展商销售团队 ✔✔ 最优惠价格 ✔✔ 无中介费 ✔✔ 保证最低价 新推出私人公寓资料、电子手册、户型图及价格表， 欢迎随时联系。 ✔✔ 新加坡联系号码（ABLE TOH）/ 诗强：（65）9856-9255 ✔✔ 电子邮箱：Able.selling@gmail.com --------------- 结束 / The END ------------------

Hi! Happy to help — could you let me know which development you are referring to? Once I have the project name I can pull up the relevant 5-room floor plans and walk you through the layout options available!