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New HDB resale rules states that HDB can only conduct valuation after the OTP. What if the buyer advertised the flat for less than the valuation? Does that mean I will have to top up the difference? For example buyer A advertised the flat at 300k after I agreed to purchase the flat with the advertised flat, the valuation came out to be 310k does that mean I had to top-up 10k? But the seller was WILLING to sell below valuation..
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3 Answers

1) Valuation is a guide for HDB or bank to loan you up to 90 or 80%. If the valuation, comes out lower than your purchase price, you will have to topup in cash. That is what is meant by cash over valuation. 2) for the stated case, there is no requirement to topup in cash. 3) Do give me a call @ 81613790  or email me: propnex@me.com, if you require any assistance. Rgds Philip Chong Read More
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Cov is $1Ok cash base on yr questions.Prices need to discuss during upon the time viewing before grant the OTP.Salesperson will show you the recent sold transaction to take it a guide market price.Price negotiation subject to both seller and buyer agreeable price before grant the selling price. Read More
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Hi,

Regard to your question. Why not you just drop me an email at ot1984pierre@gmail.com or Contact me @ +65 8 2 7 9 8 3 2 7 - Whatsapp / Call / SMS

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