Asked by Chen (buy from hdb or open)
My boyfriend is currently unemployed for 2 months. Can we go apply new flat from hdb directly as my single monthly income is definetly less than $10K ceiling. Do HDB take current monthly income as benchmark or last one year income etc average when determining if we are within the income ceiling? Before bf is out of his job, our joint monthly income is more than $13K. Secondly, my bf is a divorcee who have sold his first subsidized flat (5room) before. If buying from hdb again, my bf will be consider a 2nd timer whereas I'll be a first timer. So how much levy are we required to pay in this case?
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