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Hi,

Once your name becomes a co-owner of the EC, you have to fulfil MOP of 5 years of EC before you can purchase HDB with your future spouse. A 30-month wait out period in addition to the 5 years also applies if you are going for BTO instead of resale HDB.

Thanks and hope it clarifies, may I know which EC are you considering at the moment? Hope to assist further.

Warm regards
Ivan ERA
 97432395 
Ivanng10@gmail.com
Website: http://www.ivanng10.com/#!reviews/c11r1
(Client's Testimonials) Read More

Morning,

Do note that if the EC is a direct purchase from HDB, you will be considered as having enjoyed one time subsidized unit. If it's resale unit, you will need to wait for 30 months after sales in order to be eligible for application of BTO unit

FYI
Mike Lim
 96929209 
m52i@yahoo.com
ERA Read More

You will be considered to take the grant from this purchase of EC.
It means your BTO with other partner, you may need to pay the resale levy. Read More

You will be considered to take the grant from this purchase of EC.
It means your BTO with other partner, you may need to pay the resale levy.
Mieke - 98590156  (SLP)
Email: property.mieke@gmail.com
CEA REG: R053238C Read More

Hi, yes you will. You may be face in a situation of having to sell the EC in order to purchase a HDB together with your fiancé

Regards
Aaron
 9730 8455 
aaronchong2774@yahoo.com.sg Read More

Hi,

Your suggestion would mean implications on your future house ownership- as you will need to dispose off the EC / with grants given you will be liable for resale levy etc. Perhaps your suggestion may not be the best of ideas.

May I suggest we discuss further to understand your finances on hand and requirements to devise strategies to bridge your financial constraints ; such as personal loan etc which I have advised some of my clients to pursue in their purchases.

What we can do in present moment is to work out the progressive payment and financial cash calculations to advise which ECs have a greater scope of appreciation, to maximize your interest and capital. It would be best to engage in an interactive discussion so that I can shed some insights to the EC market and offer a preliminary overview of high yield projects. This is to be followed by a price chart analysis of ECs island-wide AND compressive sales report with live sales transactions to aid your understanding. Purchase of an EC is an intricate process; not only limited to selection of units, but also primary focus on the utilization of CPF/ disbursement of funds etc. Allow me to run you through step by step on the procedural framework at no obligation! Furthermore, NO agent fees is involved! Hence, my consultation and services comes at no cost, yet your interest and welfare is protected.

D Kumar
 +65 96659926 
ERA Associate Division Director
www.kumarrai.com ( Recent Awards and Testimonials)

#1 team of ERA in Singapore, Asia Pacific International for 2014.

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Dear Anonymous,
If you use your name as co-owner of the EC, you consider to exercise your First Timer right.

In future, if you need to buy HDB. Your partner and You are considered 2nd timer.

However, if you need more information for your option, please call Mieke at 98590156  Read More

Dear Anonymous.

If you use your name as co-owner of EC. It means that you exercising your first timer right.

In future, if you want to buy HDB. You and your partner considered as 2nd timer.

For more option and discussion, please call Mieke at 98590156  Read More