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I am currently living in a 5-room flat in Pasir Ris with my wife and 2 children. I've been unable to find a job since I was retrenched in Dec09.But my wife is still working.I still have a substantial amount (abt 200k)of bank loan to furnish. My CPF is depleting very fast. I am looking to downgrade to a smaller flat. My question is am I able to get a bank loan without a regular job? Understandibly my credit rating will also be quite bad.. I am sure. Need advice desperately.
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1 Answer

Peter Toh
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Hi Sam,
i had came across quite a handful of house owners who are facing the same probs as yours. A good thing to hear is that your wife is still working.
Do give me a call or email so that i'm able to share with you some of my ideas.

Cheers and take care,

Regards,

Peter Toh
 9663 9933 
qbpeter@yahoo.com.sg
Senior Group Director
Dennis Wee Realty Pte Ltd Read More
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