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Hi Sir, having a second property as an investment vehicle is a very good idea! I would love to discuss more and in detail with you regarding your plan. Please do drop me a call/text @ 88697562  for a non-obligatory discussion!

I look forward to assisting you! Thank you.

Warmest regards,
Esmond Teo
CEA Reg. No: R059440J
HP: 88697562  Read More

Hi Sir,

Before you choose to pay off your HDB using your CPF funds, I would like to warn you about something which I feel you may regret in the future.

I also understand that you're looking to purchase a private property for investment purpose. To rent out and collect rental income every month.

Based on your family profile, I have a much better plan for you and your family. I would really love to share this option with you, and I am pretty sure you will be wowed.

Should you need any further assistance in matters relating to property, please contact me at my mobile 9748 6305  . I will be happy to assess and share with you the possibilities for you and your partner in the current market.

Thank you.

Best regards,
Robbie Chen
 9748 6305 
PropNex Realty Read More

Hi

The 1st thing you want to do is to work out an estimated financial plan.

The information provided does not enable us to do an estimated financial plan for you. You may want to write to gavin.ng@orangetee.com so that we can assist you.

Regards

Gavin Read More

Hi there,

In order to facilitate your intentions and assist more effective, it would be apt to have more inputs from your end to churn some financial calculations and report, to decide the next course of action. Portfolio enhancement needs a lot of pragmatism and preliminary exploration , and I would be glad to be of assistance and give my advise should you require.

Visit my website for my recent accolades and testimonials@ www.kumarrai.com.

D Kumar
 +65 96659926 
ERA Associate Division Director

#1 team of ERA in Singapore, Asia Pacific International for 2014/5/6/7

ERA 2015 Q1 Top Achievers (Top1%)
ERA Top Achievers 2013-2017
ERA Multi-Million Dollar Club Award
2014 ERA Asia-Pacific Business Conference Elite Award

P Group
Overall Top 100 achievers 2014-2016 Read More

Dear Sir,

It will be a good idea to pay off your HDB loan first before purchasing a 2nd property as you will be able to obtain an 80% loan for the investment property. As both of you are under the age of 55, you will not face any restrictions on your CPF usage under the Minimum Sum Scheme.

However, do take note that you will be subjected to Additional Buyer Stamp Duty of 7% when purchasing a 2nd property and therefore you will need to factor this sum of money into your calculation.

Please feel free to contact me so that I can understand your situation better and provide you with further assistance!

Regards,
Nick Tan
(M) +65 9644 4854 
B.Eng(Chemical)(Hons)(NUS)
Cert-in-REA
(E) nick96444854@gmail.com
Visit my website to know me better: www.nicktan.com.sg

I was featured recently on Council for Estate Agencies (CEA) Newsletter:
https://www.cea.gov.sg/docs/default-source/module/newsletter/3-2017/bouquets-for-property-agents.html

Testimonial from Satisfied Clients (2016/2017)
“Nick is a responsible, efficient and excellent salesperson. He has very good knowledge of the real estate market and I benefited a lot from his advice and sharing. He is extremely patient when guiding me through the buying process and I am happy to secure a dream house within my budget with his assistance. A highly recommended salesperson who made my house hunting journey a breeze.”
Ms Chia (Buyer)

“Nick provides a delightful customer experience from day one when I engage him as my agent to look for a flat of my choice to the completion of the deal. He is competent, resourceful and has a pleasant manner to work with. He is the Agent of my choice in dealing with properties and I would highly recommend him to others who would appreciate an agent that takes care and can give the customer a peaceful mind.”
Susana (Buyer)

“Nick is very pro-active in helping us to resolve whatever questions and problems that we encountered. All the issues are settled even before us having to request or ask for a second time. He was very frank and transparent with all the details, limitations and advantages that we wouldn’t have known. I think this is the most important virtue to be successful in this line. I will surely recommend him to anyone who needs his service because I trust that they will be equally satisfied!!”
Mr and Mrs Chan (Sold and Bought a property through Nick)

“We are very grateful to Nick for his extensive marketing efforts. With his comprehensive marketing plan, he helped us to achieve a record selling price within 2 weeks of listing our property for sale! We highly recommend his service to anyone who is keen to sell their properties.”
Mr & Mrs Wong (Property Seller)

“Nick has conducted himself ethically and professionally when handling the sales of our property. Thanks to his patience and perseverance, we managed to secure a sales price beyond our expectations.
We are very happy and satisfied with his services and will definitely recommend him to our friends and family in the future.”
Mr & Mrs Tan (Seller of Inter-Terrace House) Read More

Hi Good Morning.
Lets do a meet up. And I will walk you through the available options available for next upgrade plans.
Look forward to a buzz from you.
Best Regards,
Tricia Tan
 91442664 
Group Director
Propnex Realty Pte Ltd Read More

Hi Sir,

Thanks for your post.

Actually what you are aiming to do now is what we like to call Assets Progression or Property Wealth Planning. And I have to say you are definitely heading in the right direction. Basically we have done a chart to show that in order to beat inflation and grow our wealth, the best way is still through property investment.

Looking at what you have shared, I feel that getting a second property for investment does sound very comfortable. What I would suggest is that we should still do a more in depth calculation for you so that you can make a more informed decision on how much to commit to your investment. So what i would recommend is that we can probably meet up for a chat, no worries there are no obligations at all. I cause this opportunity to share more about the market sentiments with you, whether is the current real estate atmosphere suitable for investment and what would be good for you to invest in.

My partner and myself have assisted many of our clients to upgrade to their dream homes and also many whom have increased their property portfolio. Many of them have also left testimonials for us for our services rendered. You may read our testimonials in the link provided below in my signature. I feel that we will be able to provide some good advice to you based on what your needs and requirements and also what would be the best for you.

Looking forward to hear from you soon! Cheers!

Best Regards,

Jeffrey Heng
Senior Associate District Director (Sincerus Division)
NAVIS Living Group - A group in OrangeTee that believes in Technology, Training & Teamwork (3Ts)

Founder of Sincerus Division
SAEA Real Estate Excellence Silver Award - Best Client Service (2014)
SAEA Real Estate Excellence Award Nominee - Best Client Service (2012/2013)

** Featured in CEA Newsletter for Great Client Service - https://goo.gl/NMusPZ **
** Featured in Propertyguru Magazine - https://goo.gl/cioyEu **
** Words From Clients - https://www.sgpropertyadvisers.com/testimonials **
** Check out our video here - https://youtu.be/3DdYBZg2Cxw **

Mobile : +65 9858 1322 
Email : hengjeffrey@gmail.com
Web : www.sgpropertyadvisers.com Read More

Hi do contact me at 97970200  to discuss more

Mark, your RIGHT choice
MCG Read More

Hi

I think generally you are heading the right direction. Just need to factor in the 3% bsd and absd 7%

Also to consider after your pay off your hdb. Would there be enough cpf for the next investment condo. If not cash will be used.

If you need a non obligatory friendly discussion and the procedure overview. Do drop me a line.

Shawn
 90294371 
ERA Read More