4 Answers

Hi there,

Please feel free to contact me at 96659926  for a non obligatory discussion for me to better understand your requirements and specifications. I can then give you a better financial overview- covering all financial calculations needed for your investment and proposing developments to suit your preferences and interests , which will optimize your time and search in a hassle free manner!

Based on your budget,needs and requirements, I will come up with a customized list of 1 bedroom condos to view. My services cover you through all aspects- from shortlisting condos to settling the paperwork to going through all necessary financial calculations, and covering all your doubts and enquiries anytime! Do visit my website to view my testimonials/recent awards and gather more info on me: www.kumarrai.com. Look forward to hearing from you! Have a great day! Good luck!

D Kumar
 96659926 
ERA Associate Division Director
www.kumarrai.com
www.singapore-newproperties.com
dkumar@era.com.sg Read More
0
  • HS
    Hi D Kumar,

    Thanks for your time to answer my query above.

    Rgds.
Evening,

As you have one existing mortgage on hand, you can only obtain max of 50% loan. Furthermore, with car loan on hand, the figures might be lower. You have capital of $150k loan but the estimated one bedroom unit will range around $600k, conservatively. Hence you will be short of around $230, not forgetting the ABSD and normal stamp duty. Do note that all the above are only possible if you are SC and have fulfilled the MOP requirement.

Do feel free to contact me for further discussion.

Regards
Mike Lim
 96929209 
m52i@yahoo.com
ERA Read More
0
  • HS
    Hi Mike,

    Tks for the explanation.

    Rgds
Hello!

Good day to you!
I’m Daniel Tan from Huttons.

A modest estimation of the price of a 1 bedroom private apartment unit will be around the range of S$650K.

As you currently have an outstandng loan, your loan amount will be reduced significantly to 50% of the property price. Therefore your downpayment before any stamp duty will be S$325K. Further more, the loan tenure will be in the range of 20+ years, depending on your age.

Stamp duty to be taken note of includes:
Buyer stamp duty: 3% minus S$5,400
Additional Buyer Stamp Duty: 7% (Singaporean 2nd property)
Misc Fees/Charges (Legal/Insureance/Valuation): ~S$3,000

A possible suggestion will be to redeem your current mortgage on your HDB, so that you can take a loan of up to 80% on your new purchase, subjected to bank approval.

Please do share with me more on your requirements and concerns so as to allow me to better assist you with your pruchase. Currently it the buyer's market, there are many good deals for new projects availabe in the market for you to choose from.

Hope to hear from you soon. Thanks.

Any other queries?
Please always feel free to contact me for a non-obligated discussion on how I can assist you with your real estate needs.

Have a great day ahead.

Best Regards

Daniel Tan
Huttons Asia Pte Ltd
 (+65) 94775100 
daniel.tck@outlook.com Read More
0
  • HS
    Hi Daniel,

    Tks a lot for such a detail explanation.

    Rgds.
Dear investor,

Will you be comfortable to invest in a UK hotel? With the cash you have on hand, it will be just about right to secure 1 unit itself where the returns will be at least 7% over 2 years period. The whole investment structure is sound and with guaranteed buy back on the 5th year by the developer.

If you are keen, do get in touch with me for further details.

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Regards,

Geryl LIM
Real Estate Director
Masters Of Real Estate
M.O.R.E Property Pte Ltd (L3010548F)
CEA Reg R014783H
Mobile: +65-81577565  /+65-92787772
Email: geryl7772@gmail.com

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UK Hotel Investment opportunities from only £54k. Trusted brand name with 7% returns over 2 years at least and sound exit strategies. Low quantum hassle free investment programs for you. Find out more today! Read More
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