3 Answers

D. Kumar
Hi there,

Please feel free to contact me at 96659926 for a non obligatory discussion for me to better understand your requirements and specifications. I can then give you a better financial overview- covering all financial calculations needed for your investment and proposing developments to suit your preferences and interests , which will optimize your time and search in a hassle free manner!

Based on your budget,needs and requirements, I will come up with a customized list of 1 bedroom condos to view. My services cover you through all aspects- from shortlisting condos to settling the paperwork to going through all necessary financial calculations, and covering all your doubts and enquiries anytime! Do visit my website to view my testimonials/recent awards and gather more info on me: www.kumarrai.com. Look forward to hearing from you! Have a great day! Good luck!

D Kumar
ERA Associate Division Director
dkumar@era.com.sg Read More


  • HS
    Hi D Kumar,

    Thanks for your time to answer my query above.

Daniel Tan

Good day to you!
I’m Daniel Tan from Huttons.

A modest estimation of the price of a 1 bedroom private apartment unit will be around the range of S$650K.

As you currently have an outstandng loan, your loan amount will be reduced significantly to 50% of the property price. Therefore your downpayment before any stamp duty will be S$325K. Further more, the loan tenure will be in the range of 20+ years, depending on your age.

Stamp duty to be taken note of includes:
Buyer stamp duty: 3% minus S$5,400
Additional Buyer Stamp Duty: 7% (Singaporean 2nd property)
Misc Fees/Charges (Legal/Insureance/Valuation): ~S$3,000

A possible suggestion will be to redeem your current mortgage on your HDB, so that you can take a loan of up to 80% on your new purchase, subjected to bank approval.

Please do share with me more on your requirements and concerns so as to allow me to better assist you with your pruchase. Currently it the buyer's market, there are many good deals for new projects availabe in the market for you to choose from.

Hope to hear from you soon. Thanks.

Any other queries?
Please always feel free to contact me for a non-obligated discussion on how I can assist you with your real estate needs.

Have a great day ahead.

Best Regards

Daniel Tan
Huttons Asia Pte Ltd
(+65) 94775100
daniel.tck@outlook.com Read More


  • HS
    Hi Daniel,

    Tks a lot for such a detail explanation.

Geryl Lim
Dear investor,

Will you be comfortable to invest in a UK hotel? With the cash you have on hand, it will be just about right to secure 1 unit itself where the returns will be at least 7% over 2 years period. The whole investment structure is sound and with guaranteed buy back on the 5th year by the developer.

If you are keen, do get in touch with me for further details.

Visit and Like my facebook page at https://www.facebook.com/propertyblogshop/

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Geryl LIM
Real Estate Director
Masters Of Real Estate
M.O.R.E Property Pte Ltd (L3010548F)
CEA Reg R014783H
Mobile: +65-81577565/+65-92787772
Email: geryl7772@gmail.com

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UK Hotel Investment opportunities from only £54k. Trusted brand name with 7% returns over 2 years at least and sound exit strategies. Low quantum hassle free investment programs for you. Find out more today! Read More