1,053 HDB for Sale Under $400,000
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There are 1,071 HDB Flats for sale in Singapore. You can use our Elegant Property Search Tool to find the right New HDB BTO Launch or resale 1-room flat, 2-room flat, 3-room flat, 4-room flat, 5-room flat, jumbo HDB, Executive Apartment, Maisonette HDB, Multi-Generation HDB and HDB Terrace with detailed information, including maps and photos. The options in our database is limitless. Our Property Evaluation Tool makes the market transparent for you, so that you can make a confident decision to buy your Property in Singapore. Start your Property Search above, or refine your search using these most popular searches on HDB for sale.
Show MoreHDB Flats for Sale Under $400,000
As of Aug 2026, PropertyGuru has 1,053 HDB flats for sale under $400,000. If you are looking for an affordable HDB flat in Singapore, the available options can vary by flat type, floor area, remaining lease, location and current asking price.
HDB Flats Under $300,000 and $400,000
Your choice of resale HDB flats can change depending on your budget. HDB flats for sale under $300,000 may offer fewer options and can involve trade-offs in flat size, location or remaining lease. Increasing your budget to under $400,000 can give you a wider range of properties to compare, subject to current availability.
At either price point, compare the flat type and floor area alongside the asking price. A lower-priced flat may have a smaller layout, an older construction year or a shorter remaining lease, while properties at the upper end of the budget may offer different combinations of size and location.
Finding Affordable HDB Flats for Sale in Singapore
For buyers searching for an affordable HDB flat for sale in Singapore, the asking price is only one factor to consider. Compare the floor area, remaining lease, flat type, floor level and location to understand what you are getting within your budget.
The availability of cheap HDB flats for sale can also vary significantly between towns. Use the location filter to compare properties across Singapore and see where your budget currently gives you more choice.
Comparing Locations Within a $400,000 Budget
HDB flats under $400,000 can differ considerably depending on the town and the characteristics of each property. If location is flexible, comparing several towns may help you find a larger flat, a longer remaining lease or other features that are important to you within the same budget.
Consider the property's proximity to MRT or LRT stations, shops, schools, workplaces and other amenities when comparing locations. A lower purchase price may involve a different location or commute, so consider the overall suitability of the property rather than price alone.
What to Check Before Buying
For an HDB flat under $400,000, check the remaining lease, floor area, flat type, floor level and condition of the property before making a decision. Remaining lease can affect CPF usage and financing depending on the flat and the buyer's circumstances.
If you are using CPF savings or a housing loan, check HDB's requirements for the Request for Value before proceeding with the purchase. You should also budget for applicable purchase costs, including Buyer's Stamp Duty and any agent's commission.
Find HDB Flats for Sale Under $400,000
Compare current HDB flats for sale under $400,000 by location, flat type, bedrooms, floor size, floor level, construction year, ownership and remaining lease using the filters on this page.
If your budget is lower, you can also adjust the price filter to compare HDB flats under $300,000 and see how the available selection differs. If you have more flexibility, comparing listings across different towns can help you identify the best combination of price, size and location for your requirements.
Explore more listings on our HDB for sale page to compare resale HDB flats across other towns in Singapore.
Published date: 24 August 2026
Show MoreAs of Aug 2026, PropertyGuru has 1,053 HDB flats for sale under $400,000. If you are looking for an affordable HDB flat in Singapore, the available options can vary by flat type, floor area, remaining lease, location and current asking price.
HDB Flats Under $300,000 and $400,000
Your choice of resale HDB flats can change depending on your budget. HDB flats for sale under $300,000 may offer fewer options and can involve trade-offs in flat size, location or remaining lease. Increasing your budget to under $400,000 can give you a wider range of properties to compare, subject to current availability.
At either price point, compare the flat type and floor area alongside the asking price. A lower-priced flat may have a smaller layout, an older construction year or a shorter remaining lease, while properties at the upper end of the budget may offer different combinations of size and location.
Finding Affordable HDB Flats for Sale in Singapore
For buyers searching for an affordable HDB flat for sale in Singapore, the asking price is only one factor to consider. Compare the floor area, remaining lease, flat type, floor level and location to understand what you are getting within your budget.
The availability of cheap HDB flats for sale can also vary significantly between towns. Use the location filter to compare properties across Singapore and see where your budget currently gives you more choice.
Comparing Locations Within a $400,000 Budget
HDB flats under $400,000 can differ considerably depending on the town and the characteristics of each property. If location is flexible, comparing several towns may help you find a larger flat, a longer remaining lease or other features that are important to you within the same budget.
Consider the property's proximity to MRT or LRT stations, shops, schools, workplaces and other amenities when comparing locations. A lower purchase price may involve a different location or commute, so consider the overall suitability of the property rather than price alone.
What to Check Before Buying
For an HDB flat under $400,000, check the remaining lease, floor area, flat type, floor level and condition of the property before making a decision. Remaining lease can affect CPF usage and financing depending on the flat and the buyer's circumstances.
If you are using CPF savings or a housing loan, check HDB's requirements for the Request for Value before proceeding with the purchase. You should also budget for applicable purchase costs, including Buyer's Stamp Duty and any agent's commission.
Find HDB Flats for Sale Under $400,000
Compare current HDB flats for sale under $400,000 by location, flat type, bedrooms, floor size, floor level, construction year, ownership and remaining lease using the filters on this page.
If your budget is lower, you can also adjust the price filter to compare HDB flats under $300,000 and see how the available selection differs. If you have more flexibility, comparing listings across different towns can help you identify the best combination of price, size and location for your requirements.
Explore more listings on our HDB for sale page to compare resale HDB flats across other towns in Singapore.
Published date: 24 August 2026
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Frequently Asked Questions
Flats under $400,000 tend to include smaller flat types such as 2-room and 3-room flats, along with some 4-room flats that have shorter remaining leases or are in non-mature estates. Use the flat-type filter to compare current options.
As of Aug 2026, PropertyGuru lists 1,053 HDB flats for sale under $400,000. Use the location, flat-type and floor-size filters to narrow the results.
As of Aug 2026, HDB flats for sale under $400,000 start from S$ 353.75K. Use PropertyGuru's price filter to compare current listings.
Buyers should check the remaining lease carefully, since flats at this price point sometimes have shorter leases, along with floor size relative to price and the specific town and flat type.

















