Torance Paul

Property Portfolio Consultant

at PROPNEX REALTY PTE. LTD.

CEA Registration: 066753A|

Agency License: L3008022J

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About Torance

5 (8 reviews)

4 years with PropertyGuru

33 transactions in the last 3 years

Speaks Chinese (Mandarin), English

If the numbers don't support the buy, I'll tell you not to buy. Even if it costs me the deal.

Most people here choose a home on how it looks, skip the math, and find out five years later what that cost them. I spent 7 years in banking where nothing got approved without being defended with numbers. I run property the same way.

Before you view a single unit, I'll put four numbers in front of you:

What you actually walk away with after CPF accrued interest and the outstanding loan.
What you can realistically borrow, and what that does to your monthly cash flow.
Your cash outlay at each step of the move, not just at the end.
What comparable units in your shortlist have transacted at over the last 3 years, and how those projects have moved.

Then we sequence it. Selling first or buying first changes your ABSD exposure, your bridging cost and your timeline. Most people find this out after they've already committed to one.

In the last 3 years I've closed more than 36 transactions, most of them resale, across HDB, condo and landed. I work mostly with owners planning their next move.

If you're selling or upgrading in the next 6 to 12 months, message me for my upgrade timeline guide. It sets out the exact order to sell and buy in, with the cash needed at each stage.

Torance Paul
PropNex, CEA R066753A

Featured review

"I am extremely satisfied with Torance Cheong's outstanding service. Not only did he sell my house at a good price, but he also met my special request for an extended completion date while completing the transaction quickly. Throughout the entire process, Torance demonstrated professionalism, expertise, and dedication. He was always available to answer my questions and provided valuable guidance at every step. It was truly impressive how he met my unique needs without compromising on speed or price. I highly recommend Torance to anyone looking to sell their house. His commitment to delivering excellent results and meeting client needs is truly commendable. Thank you, Torance, for making this experience smooth and satisfactory!"