Less than 1 year With PropertyGuru
Speaks Chinese (Mandarin), English
Ex-Mortgage Banker (10 Yrs HSBC & OCBC) | Property & Wealth Structuring Specialist
Real estate decisions are fundamentally financial decisions. Before joining PropNex, I spent 10 years as a Mortgage Banker with HSBC and OCBC, advising clients on home financing, portfolio restructuring, and capital optimization.
Navigating Singapore's property market requires more than just finding the right unit—it requires mastering financial frameworks like TDSR, MSR, stress-testing, and progressive payment schedules. Having managed thousands of mortgage applications and bank policies from the inside, I bring a rigorous analytical approach to every transaction.
Whether you are a first-time homebuyer securing maximum loan eligibility or an investor restructuring a multi-property portfolio, I bridge the gap between bank financing and real estate strategy to ensure your capital works as efficiently as possible.
