Asked by Anonymous
We have 100K Cash + 140K CPF but we are facing financing problems to buy a 2nd HDB flat. Cash proceed of 1st HDB is 360K but we have left 100K. HDB deem us not eligible to get a 2nd loan as we are unable to commit 50% of the cash proceeds. I am a discharged bankrupt, my wife is on the way to get discharged at this moment. Bank loan seems impossible due to our credit records. Is there any hope for us ?
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