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Afternoon,

For your case, it would depend on what plans you have set aside for your cash. Those who choose to throw in more cash and take lesser loan are people who have no plans to grow their money further. There are people who choose to take higher loan, within their affordability, to use the spare cash for investment. This investment return are likely to be more than the interest they might incurred.

Ask yourself, you might have a clearer view than me.

Regards
Mike Lim
 96929209 
ERA Read More

Dear sir/madam,

With the current low interest rates, if you do have the spare cash for alternative investments, I am pretty confident that the dividends will be higher than the bank interest. Nevertheless, investment equates to risk and risk equates to possibility of losing your investments. If you have no alternative plans for investment, perhaps taking lesser loan is better returns for you.

Regards,

Geryl LIM
Senior District Manager/Real Estate Consultant
CEA Reg R014783H
Mobile: +65-81577565  /+65-92787772
ECG Property Pte Ltd (L3009759F)
Dynamic Alliance Group @ www.DAG.com.sg
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