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Married SPR couples are eligible to buy a resale HDB flat. While fulfilling the Minimum Occupation Period (MOP), both co-owners must live in the flat. If either co-owner has to go overseas for work, they must seek concessional approval, where the duration of their absence is to be excluded from the MOP obligation.

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Hi, we have helped 2 SPR bought a HDB 5 room 5 years ago and have sold for them recently as they are cashing out.
We will be able to assist you in your purchase. You may text Gavin at 9620 0827  for a non-obligatory chat over coffee. Read More

Have experience with this and happy to support your home search. In the situation you described, your MOP period might be extended if you are not actually living in the flat (e.g. spending a year abroad) during the period you are supposed to be living there.

I'm a Harvard graduated real estate agent with a degree in economics, and I have a decade of experience working on Singapore public policy. I would love to schedule a free consultation to discuss your options and find your dream home!

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Kay Cloud
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Propnex Realty Pte Ltd
cloud@propnex.com
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Hi, appreciate your sharing. It depends on your plan and budget
Looking forward to assist you at 9696 4398  or email me at stewartlim96964398@gmail.com

Cheers
Stewart-PropNex (Senior Associate Division Director) Read More

I would be glad to assist you.
Feel free to contact me at wa.me/6597100155
Hope to hear from you soon.
Pei Mobile: (65) 9 7 1 0 0 1 5 5.
Email: peicheng.tan@propnex.com
Associate Group Director
Propnex Realty Pte Ltd Read More

Hi

For SPR households, need to be married couple and each holding on to SPR status for 3 years each before being eligible to purchase resale HDB. Both have to stay in the property within the MOP of 5 years.

Do you mean your SPR spouse needs to relocate to another country for work for a short term period?

Hope the above clarifies. I am well-versed with HDB and private property transactions, having helped more than 100 homeowners transit smoothly with their housing plans. Please reach out to me at 97432395  for a more in-depth discussion :)

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Hi,

1) The HDB policy is cleared that both owners or one owner and the core occupier must be living in the flat for a minimum period of 5 years.
2) This policy is to ensure those who need a cheaper accommodation than the private residential property can secure a home and stay within the country.
3) The HDB might perceived that this is a planned movement to take advantage of the government when one of them doesn't planned to stay in the country for a long period.
4) In general, the HDB might conduct survey and checks during the MOP. However, it is not easy to comb the entire country due to the massive manpower needed and financial commitment to carry out the job.
5) The main difficulty in buying a flat for a PR family is the additional buyer stamp duty (ABSD), which could a big hurdle for most of the PR family buyer. Since most of them have to remit money back to their home town, thereby took a longer time to save enough for the additional 5%.
6) The rest of the conditons and criteria laid by the HDB is exactly the same for a PR family and a family with SC.
7) From experiences of serving both types, I don't think the buying pattern between them are vastly different.

All The Best!!!

Hope the above answers your main concerns, but if there are more queries, please feel free to contact me at 90110636  or email: ling.ck7@gmail.com if more information is needed.
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The HDB has to be your primary residence. It is ok to travel back home occasionally. Read More

1. Married SPR couples can purchase a resale HDB flat.
2. During the Minimum Occupation Period (MOP), both owners are required to reside in the flat.
3. If one owner needs to work overseas, they can apply for special approval so their time away does not count toward the MOP.

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