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What is the reason for the father to include your name as a co-owner of the house? By adding your name as a co-owner, you do not need to pay him half of the amount he paid. Is this HDB a subsidised HDB? Read More

Hi, what is the rationale for adding you as a co-owner? It will result in more processes to be done in the future when you want to own your own flat.

Hi, hopefully you managed to get your doubt or query answered. If so, then congrats! Hopefully you are doing well now.

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Hi

May I know the reason for adding your name? It seems like an extra step which may affect your chances to buy your own house next time, as you may need to fulfil the MOP requirements for the next 3 years as well. There is no need to pay for the share if its a transfer of ownership by gift, but relevant buyer stamp duties will still apply based on the market value of the share.

Hope the above clarifies. I am well-versed with HDB and private property transactions, having helped more than 100 homeowners transit smoothly with their housing plans. Please reach out to me at 97432395  for a more in-depth discussion :)

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1. Could you clarify why you wish to add your name?
2. It could complicate your future property purchase, as you would need to meet the Minimum Occupation Period (MOP) requirements for the next 3 years.
3. While there’s no payment required for a transfer of ownership by gift, buyer stamp duty based on the market value of the share will still apply.

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