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Hi Gavin,

If it is purely a straightforward choice in whether to sell Bedok and proceed with Bidadari, since Bedok unit should be an aging unit and rental returns wise I thought Bidadari will be quite comparable if not better than Bedok.

If you throw in the alternative of purchasing an investment property while keeping existing Bedok unit, I think we will probably need to study the finer mechanics of your financial profile before deciding what is best. This could be better to work out with a portfolio manager in order to determine how to manage your existing cash and assets.

Lastly, I would say there are various other investments you can explore to grow your CPF funds faster than compounding it with interest at meagre 2% or slightly more, of course, it comes with risk. Do your fair share of due diligence over any form of investments before acting on it.

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Regards,

Geryl LIM
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Hi Gavin,

You should proceed with the BTO at Bidadari as the location is centrally location. There is also a good potential of future capital appreciation and excellent rental yield. It will be foolish to give it up as many flat buyers are keen to get a unit there but could not get one.

If you are buying a condo for investment ie rental yield, a HDB will definitely enjoy a higher rental yield after the Minimum Occupation Period (MOP) as compared to a private condo. If you look at the BTOs in Toa Payoh, owners are selling their units at more than 100% profit after the MOP period.

Leaving money in CPF is not a wise move as there are other forms of investments which will allow you to generate a higher returns.

Please feel free to contact me so that we can discuss further!

Regards,
Nick Tan
(M) +65 9644 4854 
B.Eng(Chemical)(Hons)(NUS)
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Hi Gavin,

My humble 2 cents, you should just proceed with the 3Gen/5-rm BTO at Bidadari as there's a lot of upside potential. Judging by the subscription rate, location and future infrastructure plans in Bidadari, you have given yourself the best chance to enjoy a good start in your property journey, which many of your peers will envy. This vs "bargain private property investmemt", I would say stick with Bidadari BTO. Bird in hand is worth two in the bush. This vs " allowing OA to compound", my guess is still Bidadari will help you generate better returns. The worse feeling is to give it up and keep wondering "what if I kept my chance then" for the next 10 years, personally for me its difficult to live with that.

Thanks and look forward to have the opportunity to work with you and value-add to your housing plans in the future. All the best! :)

Warm Regards,
Ivan Ng ERA ASAP
(ASk Anything Property)
Proactive. Sincerity. Feedback.
SMU BBM (Finance), Magna Cum Laude

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(Client's Testimonials) Read More

Hi Mr Gavin,

Thanks for posting in Properyguru.

To be honest I was very happy to see your message. Just before I was typing this reply to you, I was just mentioning to another seller that nowadays in Singapore, buying and selling a property is no longer just as straightforward as just buying and selling. There need to be careful planning and most importantly how to sell and buy creatively so as to plan for the future growth. And I am absolutely seeing that in your questions. :)

As per what many gurus have advised you here, I would also encourage you to continue to take up your Bidadari house. In this case, I am also foreseeing some other issues which are more family rather than property related. What I can suggest is, maybe we can meet up for a chat. No worries there are no obligations and we can really just take it as a coffee chat and knowing a friend. I can take the opportunity to explain a little bit more on your questions and also help to give you some advice on what are the options to look at and choose.

Over my career, I have served quite a number of clients and many of them have became my friends. Some of them have also left testimonials for me for my service rendered. I also managed to clinch the Silver Award for Best Client Service during the last National Real Estate Congress. I believe I will be able to provide the same level of service to you.

Looking forward to hear from you! Cheers

Best Regards,

Jeffrey Heng
Division Director (Sincerus Division)
ERA Realty Network Pte Ltd

ERA Overall Top Managers 2015
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(2014)
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(2012/2013)

Mobile : +65 9858 1322 
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Web : www.jeffreyheng.com Read More

Hi,

Re: The best deals available through SG Professional- BuyRealtor.com & NewLaunchDeal.com

It depend on individual decision to let go of the BTO unit. If you let go of the BTO, you need to wait for 1 years before you can apply for BTO again. Just consider wisely, whether to let go of the BTO will do.

Feel free to engage me as your agent. I can assist you based upon your stated contents and walk you through the entire process with options.

Call me now, we can explore further in detail.

I am contactable at 92222389  or onassis@sgrealtor.com / sgagent.com
In all Areas of Singapore. Sale/Buy/Lease/Rent, Please call and/or drop me an email me. I’m always at your Services.

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