5 Answers

Gavin Ng

The type of property to buy will be determined by your affordability. It is okay to buy a 99 years.

You may text 9620 0827 for a casual chat.

Warmest regards

Gavin Read More


Bhavina Kaur
Hi there!

I would strongly suggest to get a 1 Bedroom and not a Studio apartment. As for freehold or 99 years, it would honestly depend on which location and the development you are looking at.

A common misconception is that freehold is always better and will gain you more profit, but this is not always true. There are many leasehold properties which appreciate more than freehold.

You could contact me and we can discuss more. I will send you a shortlist tailored to your requirements. I look forward to assisting you to secure the right property for yourself :)

Bhavina Kaur
ERA Realty

+65 91708295
Whatsapp: wa.me/6591708295 Read More


Ling CK

1) Using TDSR assessment, you may loan up to $800k.
2) However consider your current funds of 180k, the highest budget you may consider is 720k or less ~690k.
3) Because you have to include buyer stamp duty in a property purchase.
4) Buyer stamp duty for a 690k property is 15.3k. Thus be careful about the amount you are committing.
5) 1 bdr is always better than the studio.
6) Location is more important than whether it is 99yrs leasehold or freehold property.
7) You would have known that by now that property is getting more expensive thus lesser and lesser people can afford a freehold property than 99 yrs leasehold.
8) This is the main reason why 99 yrs leasehold appreciation trend is better than freehold.

Hope the above answer to your main concerns, but if there are more query, please feel free to contact me at 90110636, or email: ling.ck7@gmail.com if more information is needed.
I'll be glad to assist.

Best regards
Ling CK

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Robbie Chen Chee Howe

If it's for your own stay, the location matters more than whether the property is a Freehold or Leasehold.

As for whether a studio or a 1-bedroom, you will also have to take a look at the floorplan of the unit, to see which unit suits you better. Because I have seen some 1BR units that are smaller and has worse configuration than some Studio units.

Based on your budget, you do have some options today.

I am experienced and well-versed in both HDB and private transactions. I will be able to assist you in your property plans. Please get in touch with me for a more in-depth discussion.

Should you need require further assistance in matters relating to property, please contact me at my mobile 9748 6305. I will be happy to assess and share with you the possibilities for you in the current market.

Thank you.

Best regards,
Robbie Chen
9748 6305
PropNex Realty Read More


Elan Govan
Dear Buyer,
Are you sure you can afford only a studio? Based on your earning power, CASH n CPF, you can easily afford to buy a decent 2 bed or even a 3 bed, depending on location.

I do this all the time and off hand I can tell you where exactly. You have many choices depending on your outlook and perspective. Please call me so that we can discuss in private your specific need and location.

Elan Govan
MABA (Lancaster)
Huttons Asia Pte Ltd
www.goodpropertiesguide.com Read More