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I am thinking of getting Parc Centros 1 BDRM at 580k for Investment w my husband. Our HDB is fully paid off. Our combined CPF is at 92k, Cash 50k. He is 58 and I am 51. His income is at 4.5k & I’m a housewife.
What would the loan tenure given? Prev my husband had submitted IPA (without me) & all banks approved but it will be ard 16-17 for the loan tenure. If he submit both of us tgt in the application, will it be based on my age or his?
What is d average interest rate for housing loans & which bank offered d best plan?
Is PARC CENTROS a good investment as D19 will have ALOT OF HDB and CONDO.
Can anyone roughly tell me the annual ppty tax payble? When will the ppty tax for Parc Centros will be payable?
Can anyone explained on Subsale. I will not be taxed only when I sell this 1 bedroom off in Year 2020?
Must both parties be present to sign the OTP. Can I sign the OTP,reserve the unit, & he signed next day? When will I need to submit the 5% in this case?
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2 Answers

Hi KK;

Parc Centros is a good investment despite the numerous projects in D19 due to its locality.Its just opposite the MRT / future shopping mall.
If you submit your loan application together with your spouse,the bank will take into consideration the youngest applicants to determine the loan tenure.You do not have to pay Sellers Stamp Duty if you sell your unit after 4years or acquiring it.Property tax is only payable once your unit is ready for occupation.Please feel free to contact me for more info.Thank you

Regards;
Lyna ERA
 96238442 
lynasong@hotmail.com Read More
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Hi KK, I just closed several units for my clients at Parc Centros during the first weekend of launch. Pls call me at 9851-5470  so I can advise you on your queries and book your desired unit for you with your cheque. Development is selling out so quickly so pls reach out to me ASAP.

Re: loan, SCB is offering the best rates now at 1M SIBOR + 0.75% for first 3 yrs and 1M SIBOR + 1% thereafter with full legal subsidy, no lock up and free fire insurance. I can assist you to get an IPA ASAP so your purchase is not delayed.

Thanks!

Regards,
Wee-Ling
 9851-5470 
weeling.chew@gmail.com
SLP Realty - PARC CENTROS, Developer's Sales Team Read More
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