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Hi,

Let me link you up to my network of banker who will assist you and provide you with a spread sheet of banks with the available loan quantum you can obtain. A more succinct and precise indication can be derived once you have submitted all the documents for processing.

Do contact me at 96659926  for us discuss further on your requirements comprehensively to understand the crux of your requirements & expectations, to enable me to deliver a more accurate financial projection and breakdown of cash flow for your purchase as well as to explore the possible options accordingly at no obligation.

Visit my website to view all my recent accolades - esteemed awards and testimonials to gather more information on me: www.kumarrai.com

D Kumar
 +65 96659926 
ERA Associate Division Director
www.kumarrai.com

#1 team of ERA in Singapore, Asia Pacific International for 2014.

About Me-
ERA Top Achievers 2013/14
ERA Multi-Million Dollar Club Award
2014 ERA Asia-Pacific Business Conference Elite Award

P Group-
2015 February ERA Top Achievers
2014 Aug/Sept/3rd quarter/Dec/ overall 2014 ERA Top Achievers Read More

Good afternoon buyer,

it will be best for my banker to advise you on in principle approval for your loan. As you don't have any outstanding loan, you should be able to loan up to 80% (still subject to total debt servicing ratio) for max 30 years or till retirement age of 65 years old.

So you are able to loan up to 80% for 10 years. If you will like to take more than 10 years loan tenure, your loan quantum will reduce to 60%.

Another thing to take note: If you have utilised CPF OA funds in your HDB, you will have to keep a minimum sum in your CPF OA +SA first before you can use the excess on this purchase.

Lastly you will be subject to 7% additional buyer's stamp duty if you are a Singaporean.

Hope my explanation helps!

If you need any assistance or advice in your property purchase, feel free to contact me.

Hear from you soon!

Warmest Regards,
YT TAN 陈永达 | ACCA Graduate, RES
Vice President (Agency)
R043025D
Property Avenue Pte Ltd
Estate Agent no. L3010650D
Blk 420 North Bridge Road #03-30 North Bridge Centre S188727

(M): +65 9111 5171 
(E): yt.tan@propertyavenue.com.sg
(W): www.yttan.com
(W): www.propertyavenue.com.sg Read More

Hi,

In such cases, it is best to speak to your preferred banker first to get an idea. I could recommend some if need be, thanks and hope to share with you more of the value-buys.

Warm regards
Ivan ERA
 97432395 
Ivanng10@gmail.com
Website: http://www.ivanng10.com/#!reviews/c11r1
(Client's Testimonials) Read More

Hi,
Please drop me an email for me to assist and advise you on the estimated bank loan quantum.

I can be contactable at my mobile or email.

CK Ang
 9046 3808 
res.ckang@gmail.com Read More

Hi.
Loan side should not be much issues except the loan tenure will be short. Let me get my banker to give you an aip.
You may reach me via 91442664  for a discussion.
Tricia Tan
www.triciatan.myweb.sg Read More