Hi,
1) Actually you don't have to worry about your accrued interest for your HDB purchase. The reason is that this is not going to hurt you, it is just a running number since this is actually your money anyway.
It is different for those youngsters who actually can use cash to service part of their mortgage instead of using all CPF. It is because that will reduce their cash proceeds when they are doing their asset upgrading.
2) You may consider doing top-up to your CPF special account where you can gain 4% or OA of 2.5%. You can find the instructions here:
https://www.areyouready.gov.sg/YourInfoHub/Pages/News-How-Do-I-Make-a-CPF-Transfer-or-Cash-Top-Up.aspx
3) Different interest rates for all different accounts in your CPF:
https://www.cpf.gov.sg/Members/AboutUs/about-us-info/cpf-interest-rates
Hope the above answer to your main concerns, but if there are more query, please feel free to contact me at
90110636
, or email: ling.ck7@gmail.com if more information is needed.
I'll be glad to assist.
Best regards
Ling CK
90110636
ling.ck7@gmail.com
https://R056727F.propnex.net/
https://www.facebook.com/Homesellerbuyer
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