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Good morning buyer! The breakdown will be as such if you manage to obtain a 80% bank loan and you are a Singapore Citizen purchasing first property: 1) 5% cash downpayment 2) 15% CPF/ cash downpayment 3) estimated 3% buyer's stamp duty 4) $3k legal fees 5) $550 for stamp duty for mortgage 6) valuation fee. Do get in touch with me so I can provide you with a more detailed financial plan. Hope to hear from you soon! Cheers! Warmest Regards, YT TAN 陈永达 | ACCA Graduate, RES Senior District Manager R043025D ECG Property Pte Ltd (A Wholly Owned Subsidiary of ECG Group of Companies) Estate Agent no. L3009759F Blk 190 Lorong 6 Toa Payoh #05-508 S (310190) (M): +65 9111 5171  (E): yt.lovelyhomes@gmail.com (W): www.yttan.com (W): yttan.stproperty.com.sg/ (W) www.lovelyhomes.com.sg (W) www.ecgproperty.com Read More

Hi, assuming your bank loan is 80%. You will need in cash the following: First 5% = $30,000. Next 15% from CPF. If CPF not enough then is by cash. Stamp duy must pay in cash first, 3%-$5400 = $12,600 (Stamp duty can be reimbursed from CPF if your CPF is enough). legal fee $2,500. Total cash required = $45,100. Let me know if you hae further questions via email. Best Regards, J.A.Goh, HP: 96390350  , Email: gohja@singnet.com.sg Read More