5 Answers

Ivan Ng

You need at least 23% of the purchase price (cash+cpf) to fund the downpayment+stamp duties. Are you planning with that in mind? Thanks and let's discuss further.

Warm Regards,
(ASk Anything Property)
Proactive. Sincerity. Feedback.
SMU BBM (Finance), Magna Cum Laude

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Gavin Ng

In order that we be are to advise you, we will need more information.

You may email to gavin.ng@orangetee.com or call 9620 0827.

CK Ang
I would suggest to answer all your doubts face to face.

To assist and advise you more in details, kindly drop me an email for me to share.

I am contactable at my mobile or email.

CK Ang
9046 3808
Belinda Zhao
Min cash you need is around $138K to buy a 600K 1 bedroom condo on an assumption of 80% loan.

This is to cover 20% downpayment + 3% stamp duty.

Feel free to call for further discussion or email for a list of carefully shortlisted properties based on your specific criteria.

Warmest regards
Belinda Zhao
Associate Marketing Director
CEA Reg No. : R051311G
Huttons Asia Pte Ltd
Mobile: (65) 9628 0661
Email: belindazhao1@gmail.com
Property Listings :http://www.findnewlaunchsg.com/
Earnest Wong
Simply put, the minimum CASH you need for any property is 5% of purchase price if you are Singaporean.

However, the minimum DOWNPAYMENT for any property is 23%-$5,400.

However the max quantum you can go for is dependent on your loan. Bankers can advise. We can give you a rough sum too.

Don't forget to factor in the monthly maintenance fees, annual property tax, renovation/fittings costs, agency fees (if you intend to rent out).

Sounds like a lot of costs to take note of, but you'll see why property is still one of the favorite choices of investment once you see the numbers.

We'll be happy to share with you in detail how you can plan to build your assets with proper planning.

Call or whatsapp me.

+65 9338 9318