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Hi, currently I own a resale HDB with more than 3 years of MOP left.

Can my future husband-to-be
1) own a private property and keep it when we get married within next 3 years?
2) Does the new cooling measure of 15-month apply to him?
3) If we get married before my HDB is MOPed, what are the complications? Resale HDB/EC/Condo (all eligible to buy), which is the better option for him to get now?
4) If he does not own any property when we’re married, does it mean he can only buy a Condo after my MOP is up?

Thank you.
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2 Answers

YT Tan (陈永达)
Good morning,

Typically HDB will require newly wedded spouse to be included into a HDB be it owner or essential occupier within MOP. So it will be great that you can clarify this with HDB before your fiance works on any purchase (HDB or private). If not HDB will request you to keep either one of your properties.

Yes he can only eligible to purchase private property after your MOP as one family nucleus can own 1 HDB at any point of time.

15 months cooling period will be applicable for those private owners who decides to downgrade to HDB.

Hope my sharing helps in aiding in your enquiry. May I know how can I value add further in your property needs?

Best regards,

YT Tan
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HDB will likely require for 1 of the properties to be sold in the event of your marriage within the MOP period. And yes, if he does not own any property when you are married, he can only purchase a condo after you have met your MOP.

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