Asked by Anonymous
Hi,
Both my wife and I (34yrs old) are SPR. We own a 5I rooms HDB in Senja, Bukit Panjang which MOP 1Q next year with outstanding loan at approx 330K. We have no other outstanding car or credit loan. I am the only income with monthly income of 7500 a month. We have approx 250k cash on hand and approx 50k in OA CPF account.
We are looking for upgrade to private property and sell our HDB with the following criteria:
1. Price range: 1.0 to 1.2 million
2. Location: D20/21/22/23/26 or nearby
3. Dual Key Unit 2+1 or 3+1
4. Area: min 800 sqft
5. School: flexible but good if there is primary school within 1km
6. Transport: flexible but good if within 1km to MRT
7. Construction yr: TOP 2016/17 or completed project
8. Level: optional
9. Tenure: optional
P.S: My family is stationed overseas for a couple of years. Hence, the unit will be for investment at the moment but eventually for own stay.
Both my wife and I (34yrs old) are SPR. We own a 5I rooms HDB in Senja, Bukit Panjang which MOP 1Q next year with outstanding loan at approx 330K. We have no other outstanding car or credit loan. I am the only income with monthly income of 7500 a month. We have approx 250k cash on hand and approx 50k in OA CPF account.
We are looking for upgrade to private property and sell our HDB with the following criteria:
1. Price range: 1.0 to 1.2 million
2. Location: D20/21/22/23/26 or nearby
3. Dual Key Unit 2+1 or 3+1
4. Area: min 800 sqft
5. School: flexible but good if there is primary school within 1km
6. Transport: flexible but good if within 1km to MRT
7. Construction yr: TOP 2016/17 or completed project
8. Level: optional
9. Tenure: optional
P.S: My family is stationed overseas for a couple of years. Hence, the unit will be for investment at the moment but eventually for own stay.
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Ideally, we would like to sell our HDB only after we purchase a private property but it must be financially viable to avoid any additional paymnent (stamp duty, etc) as we are both PRs.