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Hi,

There are certain things that need to clarify before can provide the correct answer.
1) Is this flat under joint-tenancy (JT) ownership or Tenancy-in-common (TIC).
2) If this is under JT, then the right of survivorship applies. Meaning your MIL will only 100% of the flat.
3) If this is under TIC, is there a will written by your FIL, if there is, then shares will be distributed accordingly.
4) If this is under TIC if there is no will. Succession act shall apply. 50% goes to the spouse, 50% shall distribute among the children.

Just to answer assuming the above is irrelevant:
1) He will still consider as a 1st timer in future purchases, as he did not receive a grant or purchase BTO directly from HDB.
2) He is still entitled to the 1st timer queue and grants. Not affecting his entitled benefit.
3) Disadvantage is he will have to go through the time-consuming process and pay for administrative charges, buyer stamp duty, and cost imposed by this transfer process.

Hope the above answer to your main concerns, but if there are more query, please feel free to contact me at 90110636  , or email: ling.ck7@gmail.com if more information is needed.
I'll be glad to assist.

Best regards
Ling CK
 90110636 
ling.ck7@gmail.com
https://R056727F.propnex.net/
https://www.facebook.com/Homesellerbuyer

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Hi Ms,

Sorry to hear about the demise of your Father-in-Law. My deepest condolences to you and your family.

Based on your described situation, there is actually no need for your husband to be included in the flat. Your MIL will be able to keep the flat under her sole name, without needing to sell off the flat. Perhaps you could advise her on this?

Also, you could highlight to her that should your husband be included as the co-owner, it may affect your purchase of a HDB flat with your husband. Should you were to purchase a HDB flat with your husband, he will need to remove his name from the current flat before being able to be included in the purchase with you. Both of you will be considered as a first-timer, and grants will still apply, provided you fulfill all other eligibility conditions (i.e household income etc).

I am experienced and well-versed in both HDB and private transactions. I will be able to assist you in your property plans.

Should you need require further assistance in matters relating to property, please contact me at my mobile 9748 6305  . I will be happy to assess and share with you the possibilities for you in the current market.

Thank you.

Best regards,
Robbie Chen
 9748 6305 
PropNex Realty Read More