2 Answers

Dear sir/mdm,

If you are looking at using HDB loan, you will be required to have 18% of the funds ready, whether in cash or CPF, on the minimum since HDB loan allows you to borrow up to 85% of the valuation or price whichever is lower. You are advise to submit your income documents to apply for HLE to find out more about how much loan you are eligible for before you embark on the purchase. It is also advisable to work with an agent who can assist you to look into these details.

I have been in the real estate business since 2009, with more than 13 years of experience serving the Singapore real estate market.

I am very active in the residential segment of Singapore real estate market, having transacted hundreds of deals from HDBs to private condominiums and landed properties in Singapore, and have handled many unique cases in sales and purchases as well as rental deals.

Over the years, I have also established a network reaching out to more than 9,400 expatriates, bringing my market presence to both in and outside of Singapore. This has created an additional exposure when I manage my client's portfolios, on top of the conventional on and offline platforms, where other estate agents are relying on. This has allowed me to consistently convert leads into results.

With an evolving market, where change is the only constant, I have also been investing in upgrading of my knowledge and skills sets to improve myself and meet the demands of current and future market.

We are offering our clients a complimentary first consultation without obligations (Absolutely FREE!). Schedule for your FREE session today!

Warmest regards,
Geryl Lim
Associate Group Director
Salesperson Registration No. R014783H
Email: geryl.lim@orangetee.com / geryl7772@gmail.com
OrangeTee & Tie Pte Ltd 430 Lorong 6 Toa Payoh #01-01 OrangeTee Building Singapore 319402
Estate Agent Licence No. L3009250K
[main] +65 6471 8888  [mob] +65 81577565  [LDA] +65 92787772 
www.geryllim.com

My self introductory video on https://www.youtube.com/watch?v=S_2NydENfx0

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Dear Sir/Madam,

Hi, I am Brendan!

How much CPF and savings very much depends on the type of HDB unit you both will like to purchase.
If you both are able to get maximum 85% loan, 15% + estimated 3% in stamp duties of the purchase price needs to be CPF+savings.

I had provided many 1st time home buyers with detailed financial calculations and successfully helped in their purchase of their dream home.

If you like a detailed free non-obligatory chat, pls contact me at 9754 5207  .
Or Whatsapp me by clicking this link: wa.me/6597545207 which will direct you to open Whatsapp on your mobile phone.

Thank you!
Brendan Bay, ERA
 +65 9754 5207 
wa.me/6597545207 Read More
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