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The S&P process needs careful and confident planning in financial, timeline and checklist especially HDB, CPF, bank and lawyer etc.

Recently my client 'suddenly' bought a dream condo while 'holding on' to a HDB flat. They needed the extra 'funds' for the condo. Hence,

after a series of planning, discussion and deliberation, they finally decided to sell their HDB unit. Engage an agent if you expect a

consistent S&P process. The stress relief effort is enormous and the commission is insignificant. Check this site:

www.catherinepang.com Read More

Evening,

If you current HDB is still under mortgage loan, the bank can only loan you max of 60% loan. As for the cash component, you will have to finance them via cash. The only possible way out is with personal loan, but do work on your liquidity and do not get yourself stuck in a pool of debts.

Regards
Mike Lim
 96929209 
ERA Read More