New Property Cooling Measures: What Should You Do Next? Watch Our Webinar

PropertyGuru Editorial Team
New Property Cooling Measures: What Should You Do Next? Watch Our Webinar
In the late of the night on 29 September 2022, the Singapore government announced the latest round of property cooling measures. These new property curbs were made effective from 30 September 2022.
HDB-granted loans saw the Loan-to-Value (LTV) limit lowered from 85% to 80%. A new 15-month wait-out period for private property owners and ex-private property owners downgrading to HDB resale flats was introduced. And the mortgage interest floor rates for Total Debt Servicing Ratio (TDSR) and Mortgage Servicing Ratio (MSR) computation were increased.
In this hour-long webinar, Paul Wee, Vice President, PropertyGuru Finance, PropertyGuru, and Dr. Lee Nai Jia, Head of Real Estate Intelligence – Data and Software Solutions, PropertyGuru, share expert insights and tips for navigating the property market.

September 2022 Property Cooling Measures Webinar

The webinar contents are as follows: firstly, our experts will cover the latest round of property cooling measures, followed by how they will likely affect buyers and the market. Lastly, a Q&A from the audience will wrap up the session.
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More FAQs About Property Cooling Measures

Buyers will be encouraged to be more prudent about taking loans and purchasing property, with the LTV for HDB-granted loans lowered to 80%, the interest rate floors raised, and a new 15-month wait-out period imposed on private property 'downgraders' who wish to buy resale flats.

In recent years, Additional Buyer's Stamp Duty (ABSD) has been used as a property cooling measure in Singapore.

There is a 15-month wait out period, unless you are aged 55 and above moving to a 4-room or smaller flat. The existing 30-month wait-out period for those who wish to buy an HDB flat after selling their executive condominium (EC) on the open market still applies.

No, Singaporean Citizens can only own one HDB flat at a time.