33 results for 'tdsr'

The Total Debt Servicing Ratio or TDSR in Singapore limits your monthly debt repayments to 55% of your gross monthly income. This includes your home loan (mortgage) and other liabilities like credit card debt and personal loans.

Learn about being a joint borrower in Singapore. The Monetary Authority of Singapore (MAS) mandates that all joint borrowers must also be owners of the property, so think carefully before you commit! Here are 5 key considerations.

Securing home loans for self-employed individuals is not always easy. Here are 5 important factors including income reporting, TDSR, and credit score check.

Understanding loan tenure in Singapore and how it works is important for financing your property purchase. According to MAS, the maximum loan tenure for private property in Singapore is 35 years.

The Mortgage Servicing Ratio (MSR) in Singapore caps the amount that may be spent on mortgage repayments to 30% of a borrower’s gross monthly income. It applies to HDB flats and executive condominiums (ECs) bought from developers.

The government announced new property cooling measures, effective from 30 Sep 2022 onwards. Read about the new property curbs here.

The Singapore property cooling measures announced on September 2022 saw LTV limits and higher TDSR and Mortgage Servicing Ratio, making it harder to buy property. But according to the latest Singapore Consumer Sentiment Study H2 2022, instead of postponing or adjusting their budget, some buyers are considering buying more expensive properties. Why? Find out.

Looking for a bigger home loan for your property purchase? The bank may just take in your unpledged assets and grant your request. Read on to find out how it works, various types of acceptable assets and more

The latest round of property cooling measures on 16 December 2021 came as a shock to many. According to the PropertyGuru Consumer Singapore Consumer Sentiment Study H1 2022, 52% welcomed them. Read on to find out more.

New property cooling measures (15 December 2021) lowered the Total Debt Servicing Ratio (TDSR) from 60% to 55%, limiting how much home buyers can borrow for their mortgages. This guide covers who is affected by the change and how.