Your next move

Whether you’re planning to upgrade or downgrade your home or refinance your home loan, change could bring about uncertainty. That’s why we are here to help you navigate your home journey with our tools, guides, real-life stories, and expert advice.

Angelia’s resizing journey

Yeri and Shan’s refinancing journey

“We love Tampines, but it made sense to look at other estates.”

Get an overview of areas in Singapore, including price trends, transaction volume, nearby schools and malls.

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Happy home journeys

Discover how other homeowners such as yourself made the right move with a little guidance from us.

Eddie & Serene

Size matters: Giving up a BTO flat for a resale Executive Apartment

Article January 2021

Raj & May

Finding the right home takes time, especially if you’re a family of seven

Article September 2020

Mdm Chu

Agent turned friend: The tale of an elderly lady’s new HDB studio flat

Article August 2020

Nur Fitri & Khaleeq

A home for three generations

Article December 2019

Mihir Desai

East side story: The search for a family home

Article December 2019

Jann Chan

"Upgrading" from condo to HDB paradise: a 3-Gen story

Article November 2020

Shaun & Natasha

The purrfect home

Article January 2020

Sudirman

Finding happiness after divorce: A single father refuses to give up

Article February 2019

Guides to get you moving

Take the next step on your home ownership journey with our practical guides and expert insights.

Battle of the Big Flats: Maisonette, Jumbo Flat, Executive Flat, 3Gen Flat, 5-Room Flat

Article March 2021

Need expert advice? AskGuru

Here are some frequently asked questions from homeowners mulling over a move.

Answer

ASKGURU EXPERT

Typically, you do save money by downgrading, but it might not be as much as you think. For instance, selling your condo means having to first pay off the mortgage used to purchase it. If you do so within your lock-in period, you may incur pre-payment penalties. Additionally, you must ensure you have enough cash flow for payments like Buyer’s Stamp Duty.
Answer

ASKGURU EXPERT

If you are Singaporean, you can do so whether you are married or single (singles have to be at least 35 years old). Should you and/or your spouse be PRs or foreigners, HDB flat ownership eligibility varies. If you can buy a new or resale HDB flat, you will need to be aware of the various conditions you need to fulfil as well as pros and cons to assess.
Answer

ASKGURU EXPERT

Singapore citizens have the option of simultaneously owning an HDB flat and a condominium, so long their HDB’s flat Minimum Occupation Period of 5 years is up. However, you will be subject to fees like Additional Buyer's Stamp Duty. Additionally, you want to be in a financially secure position where you have adequate cash flow and have paid off the outstanding loan for your first home. If you need an expert’s opinion, PropertyGuru Finance Home Loan Advisors are on hand to assist you always.

Have a property-related question? Or simply curious about other common hurdles?

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Where are you on your journey?

Your next move

Angelia’s resizing journey

Yeri and Shan’s refinancing journey

Embracing a fresh start

“The search filters were very easy to use and helped us to narrow down the key aspects of the home we wanted.”

“We love Tampines, but it made sense to look at other estates.”

Happy home journeys

Eddie & Serene

Raj & May

Mdm Chu

Nur Fitri & Khaleeq

Mihir Desai

Jann Chan

Shaun & Natasha

Sudirman

Guides to get you moving

Tight Budget? Here's How You Could Still Afford to Live in Prime Districts

Should We Expect New Property Cooling Measures in 2021?

Guide to Buying Resale Condo in Singapore: The Full Checklist

Battle of the Big Flats: Maisonette, Jumbo Flat, Executive Flat, 3Gen Flat, 5-Room Flat

Need expert advice? AskGuru

Can I save money by downgrading from a condominium to HDB flat?

Answer

Am I eligible to buy an HDB flat if I sell my condo?

Answer

Does owning two properties make financial sense when upgrading my home?

Answer