Your next move

Whether you’re planning to upgrade or downgrade your home or refinance your home loan, change could bring about uncertainty. That’s why we are here to help you navigate your home journey with our tools, guides, real-life stories, and expert advice.

Angelia’s resizing journey

Yeri and Shan’s refinancing journey

“Kendrick is like a one-stop shop who helped us find a new loan with roughly half of our previous interest.”

Tell us about your situation and we’ll guide you to the best home loan.

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Happy refinancing journeys

Discover how other homeowners such as yourself found the right home loan and saved on their monthly repayments.

Yeri & Shan

A silver lining in 2020: A couple’s home loan refinancing journey

Article November 2020

Justina & Bernard

After 9 years, this couple finanlly decided to refinance their HDB loan

Article February 2021

Guides to help you save

Make an informed home financing decision with our practical guides and expert insights.

Need expert advice? AskGuru

Here are some frequently asked questions posted by homeowners looking to refinance.

Answer

ASKGURU EXPERT

Explore refinancing your home loan when you are in the third to the fifth year of your mortgage tenure. This is when your interest rates are likely to rise. You will want to keep an eye out for more competitive interest rates offered by various banks. Do double check that your home loan’s lock-in period is over to avoid paying prepayment penalty fees too.
Answer

ASKGURU EXPERT

Before you make a decision, cross-compare home loan interest rates across all banks and financial institutions in Singapore. Seasonal refinancing home loan promotions and interest rates are constantly updated, so you want to be sure you are getting the best deal. Simplify this process by reaching out to our PropertyGuru Finance Home Loan Advisors.
Answer

ASKGURU EXPERT

Floating and fixed interest rates vary from bank to bank; they are also dependent on the economy and other global events. Being able to save a few hundred dollars on your home loan every month can mean tens of thousands of dollars in savings in the long term. Use PropertyGuru’s mortgage calculator to get an estimate on your potential savings

Have a property-related question? Or simply curious about other common hurdles?

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Where are you on your journey?

Your next move

Angelia’s resizing journey

Yeri and Shan’s refinancing journey

Refinancing to save

“We could get information on different bank loans and compare interest rates.”

“Kendrick is like a one-stop shop who helped us find a new loan with roughly half of our previous interest.”

Happy refinancing journeys

Yeri & Shan

Justina & Bernard

Guides to help you save

What Does Refinancing Your Home Loan Mean?

How to Refinance from HDB Housing Loan to Bank Loan

Home Loan Refinancing: Does It Always Save You Money?

Should You Refinance with a Shorter Tenure? 3 Reasons to Consider It

Need expert advice? AskGuru

When is the best time to refinance my home loan?

Answer

Which bank should I refinance my home loan with?

Answer

How much can I save by refinancing my home loan?

Answer