Asked by KYUBI
Hi,
-I am looking around for a budget of S$1.3 Million for a 3-4 Bed Condo. After I sell my HDB Aparment, I'll get back round about S$280K (S$200 Cash & S$80K back to CPF). Will this be sufficient as based on my calculation, it covers at least 20% of my budgeted new condo of S$1.3 Million.
-What are the chances of getting my loan approved based on S$1.3 Million loan with a 20% downpayment? My annual income based on IRAS submission for the past 3 years average out to be round about S$80K per annum. My wife is working whose is bringing in around $2K per month. Liabilities are my car installment which is about S$1900 per mth with about $165K outstanding.
-I am looking around for a budget of S$1.3 Million for a 3-4 Bed Condo. After I sell my HDB Aparment, I'll get back round about S$280K (S$200 Cash & S$80K back to CPF). Will this be sufficient as based on my calculation, it covers at least 20% of my budgeted new condo of S$1.3 Million.
-What are the chances of getting my loan approved based on S$1.3 Million loan with a 20% downpayment? My annual income based on IRAS submission for the past 3 years average out to be round about S$80K per annum. My wife is working whose is bringing in around $2K per month. Liabilities are my car installment which is about S$1900 per mth with about $165K outstanding.
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