4 Answers


From the limited info you have shared, whether getting a new condo is feasible depends on the amount of condo price that can be secured by your current property. Banks loan tenure usually use 65 years as a reference but some will loan up to 75 at reduced loan quantums, depending on clients profile. Thanks and hope to value-add to your housing plans further.

Warm regards
Ivan ERA
Website: http://www.ivanng10.com/#!reviews/c11r1
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The first step forward is definitely the loan eligibility to asses the loan quantum, after which I will be in a better position to construct the financial computations & progressive payment to ascertain which residence options will value add your property portfolio.

With proper understanding of the nature of your case, I will be glad to assist you similarly with the payment timeline and procedure as well as crucial financial calculations. Do visit my website for my latest awards and testimonials @ www.kumarrai.com. Thanks!

D Kumar
 +65 96659926 
ERA Associate Division Director
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Dear friend,

Since you have more or less put aside cash for retirement, and also planning to SELL your existing 3 bedroom condo, you are quite ok.

If you can sell your current condo at a price close to what you plan to purchase, then the loan quantum can be very minimal to none at all.

Please contact me via email or whatsapp and i can help work out some numbers for you.


Steven Wang
DTZ Property Network Pte Ltd
 9169 5023  Read More
Dear Sir,

I will need more information from you before I can work out a comprehensive financial plan so as to advise you better. I will need to find out the estimated sales proceed from your current sale and also assess the amount of loan you are eligible for. After that is done, we can determine after the sale and purchase, how much cash is left for you to enjoy your retirement years.

Please feel free to contact me to discuss over a coffee.

Nick Tan
(M) +65 9644 4854 
(E) nicktan@propertyavenue.com.sg
(W) www.nick-tan.com / www.propertyavenue.com.sg

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“Nick from Property Avenue has conducted himself ethically and professionally when handling the sales of our property. Thanks to his patience and perseverance, we managed to secure a sales price beyond our expectations.

We are very happy and satisfied with his services and will definitely recommend him to our friends and family in the future.”
Mr & Mrs Tan (Seller of Inter-Terrace House)

“Nick is a responsible, efficient and excellent salesperson. He has very good knowledge of the real estate market and I benefitted a lot from his advice and sharing. He is extremely patient when guiding me through the buying process and I am happy to secure a dream house within my budget with his assistance. A highly recommended salesperson who made my house hunting journey a breeze.”
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“Nick provides a delightful customer experience from day one when I engage him as my agent to look for a flat of my choice to the completion of the deal. He is competent, resourceful and has a pleasant manner to work with. He is the Agent of my choice in dealing with properties and I would highly recommend him to others who would appreciate an agent that takes care and can give the customer a peaceful mind.”
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