2 Answers

askguru expert
Hi there, thanks for writing to us on AskGuru.

Under the Non-Citizen Spouse Scheme, you will be entitled to the EHG (Singles) amount. This is based on the average gross monthly household income (halved) assessed over the months worked during the assessment period (a 12-month period prior to the date of your flat application. The incomes of all working persons in the household are included in the assessment.

1. If we include your spouse's income, you will not be eligible for the EHG (Singles) as the average gross monthly household income should not be more than $4,500

2. If you apply for the HLE in January 2022 and your wife has not been working from January 2021 to January 2022, your average gross monthly household income will be $4,000. The EHG (Singles) grant that you can qualify for is $7,500.

Hope this answers your question.

Best Regards,

Team PropertyGuru
Ling CK

1) Under the Non-citizen spouse scheme. Only you can be the owner, your wife is only an occupier.
2) Condition is both works for 12mths continuously prior to application + still at work when submitting the resale application.
3) Half of the average gross monthly household income (including applicants and occupiers) for the months worked during the 12 months before the flat application must not exceed $4,500. This is just to satisfy the household income not exceeding the application condition.
4) Therefore, let say you apply now. Your wife's salary will not be taken into account since her condition did not match (2).

5) Grant amount:
Single grant: $25k
EHG: $4K => grant = $5k

6) Re-emphasize (3), your idea of household income/2 is to meet the maximum household income of $4,500. This has nothing to do with the amount of EHG.

Hope the above answer to your main concerns, but if there are more query, please feel free to contact me at 90110636, or email: ling.ck7@gmail.com if more information is needed.
I'll be glad to assist.

Best regards
Ling CK

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