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Hi,

Ideally we can do a detailed financial plan on how to proceed with the upgrade and whether its feasible, and my banking partner can get in touch on how much you can loan based on current financial situation and scenario. May I understand your plans further so to make better recommendations? Thanks and look forward to value-add to your housing plans.

Warm Regards,
Ivan Ng ERA ASAP
(ASk Anything Property)
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In terms of your personal loan settlement concerns, I would assume it will be helpful to speak to the bank regarding your concern for home loan to see how the transition can be facilitated.

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Geryl LIM
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Global Alliance Property (L3010679B)
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Hi,

For loan matters, it's advisable that you speak to a banker first before taking any actions. Agents are not in a position to advice on this, as Banks are the ones lending you the money.

Nevertheless, we can assist in the financial side of your sale and purchase, breaking down to you the sales proceeds after your sales, and also the costs involved in purchasing your next condominium.

Should you need someone to speak to regarding this matter, you can contact me at my mobile 9748 6305  . I will be happy to assist.

Thank you.

Best regards,
Robbie Chen
 9748 6305 
PropNex Realty Read More

Hi

If you like, I can arrange the bankers to speak to you and we can then decide how can we manage your upgrading plan.

You may write to gavin.ng@orangetee.com

Gavin Read More

Hi upgrader,

That would depend on whether you make any profits to start with, from selling your HDB flat.

I'd suggest you have a detailed financial planning done for the sale, and also let a reliable banker assess your loan eligibility and threshold.

Feel free to contact me, and I can have those done for you at the soonest.

Thanks and regards,
Teck Chuan, Ng
BBA (Finance), NUS
ERA Realty Network Pte Ltd
Mobile: 9137 4602  Read More

Hi,

Re: Today’s SG Professional Choice- SGAgent.com & SGRealtor.com

Recommend to consult bank loan specialist first to have a clear picture what the next step to do for property investment.

I am contactable at 92222389  or onassis@sgrealtor.com / sgagent.com

In all Areas of Singapore. Sale/Buy/Lease/Rent, Please call and/or drop me an email me. I’m always at your Services.

Onassis Gan | R021244C | SG Professional l SGRealtor.com & SGAgent.com

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Good morning buyer,

Mortgage application for purchase of private property will be based on total debt servicing ratio thus your personal loan commitment will be
taken into consideration for max 80% bank loan.

Why not let my banker advise you what's the in principle approval (loan amount) based on max 80% bank loan with and without your personal loan commitments then we work things out from there.

From there, we will be able to find out what's your budget and whether are we able to sell and buy at the same time so you wont need to find a temporary accommodation during the transition.

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Warmest Regards,
YT TAN 陈永达 | ACCA Graduate, RES
Senior Associate Marketing Director
R043025D
Propnex Realty Pte Ltd
Estate Agent no. L3008022J
Blk 480 Lorong 6 Toa Payoh, #10-01/11-01 HDB Hub East Wing, Singapore 310480

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