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Hi Sir/Mdm,

If your sale proceeds can fully cover the balance purchase price of the BTO, not to worry I can assist to appeal for you to postpone the key collection while concurrently look for a buyer for your unit. For this case, the HDB officer may ask you to look into Temporary Loan facility instead since your plan seems to be redeeming the loan immediately upon the sale of the current flat.

Hope the above clarifies. May I have more info and requirements about your plans so as to make better recommendations? Thanks and look forward to value-add to your housing plans.

Warm Regards,

Ivan Ng Realtor
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-- HDB Toa Payoh 5-RM Sellers of Million-Dollar HDB, Mr. & Mrs Leong

We were fortunate to have met Ivan Ng. He was thorough in going through what the complicated home-selling process required of us and more so in understanding what we would like to achieve from the sale of our unit. His responsiveness and assurance, was a trait that we really appreciate. We managed to secure a sale that exceeded our expectation with Ivan’s advises. The offered price for our unit was a record set for the flats in the neighborhood. This was definitely supported by the fact that Ivan’s listing of our unit was detailed and stood out from other listings. Because of this, we also engaged Ivan's service to help us search and buy our new resale home. After some searches and viewings, we managed to secure one at a reasonable price with his help. With Ivan’s cheery and positive demeanour, selling our unit to procuring a new one, was a smooth journey for us. It was a pleasure to have worked with him.

-- HDB Yishun BTO 5-RM Sellers, Private Property Upgraders Mr. & Mrs. Koh --

I would like to express my appreciation to Ivan Ng for his excellent work. Ivan is a dedicated, client-focused, patient and sincere agent. Throughout the whole process of selling and looking for our next property, he has always acted very professionally that makes my wife and I feel at ease and assured. Ivan is not a pushy and hard sales agent. Ivan listens and understands our needs and carefully guided us through. We are fortunate to have Ivan as our agent. Thank you Ivan. Read More

Hi, appreciate your sharing
Looking forward to assist you at 9696 4398  or email me at stewartlim96964398@gmail.com

Cheers
Stewart-PropNex Read More

If you are planning to use your sales proceeds to cover for the BTO purchase, then you may actually look into the Temporary Home Loan facility provided by HDB. Have you already received notification to collect the keys? Typically you can apply to defer the key collection date given that your current HDB is still not sold, and can support the application to delay by providing HDB relevant supporting documents and materials to show that you are actively marketing the property.

In the event that you have an exclusive marketing agreement with an agent, you can perhaps look into what has been done so far, what are the issues that is impeding the sale and feedbacks from the ground to find out what you can do as an owner to support the marketing process. In the event that the agent is not performing to task, you may opt to terminate the exclusivity to open up the marketing to other agent(s) in order to expedite your sale.

We can discuss more on this matter.

I have been in the real estate business since 2009, with more than 13 years of experience serving the Singapore real estate market.

I am very active in the residential segment of Singapore real estate market, having transacted hundreds of deals from HDBs to private condominiums and landed properties in Singapore, and have handled many unique cases in sales and purchases as well as rental deals.

Over the years, I have also established a network reaching out to more than 9,400 expatriates, bringing my market presence to both in and outside of Singapore. This has created an additional exposure when I manage my client's portfolios, on top of the conventional on and offline platforms, where other estate agents are relying on. This has allowed me to consistently convert leads into results.

With an evolving market, where change is the only constant, I have also been investing in upgrading of my knowledge and skills sets to improve myself and meet the demands of current and future market.

We are offering our clients a complimentary first consultation without obligations (Absolutely FREE!). Schedule for your FREE session today!

Warmest regards,
Geryl Lim
Associate Group Director
Salesperson Registration No. R014783H
Email: geryl.lim@orangetee.com / geryl7772@gmail.com
OrangeTee & Tie Pte Ltd 430 Lorong 6 Toa Payoh #01-01 OrangeTee Building Singapore 319402
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My self introductory video on https://www.youtube.com/watch?v=S_2NydENfx0

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Hi,

1) I'm surprised you only start to worry now.
2) You will need at least 3 months' payslips for a CPF contribution employment to apply for the HLE.
3) You may request the missing payslips from your HR for the HLE application.
4) You can either put up a request to the HDB to delay the key collection or apply for the temporary loan scheme if eligible.
5) In order to be eligible for the temporary loan scheme, you must have already submitted the resale application for your existing flat.
6) You may refer to this link for the detail: https://www.hdb.gov.sg/residential/buying-a-flat/buying-procedure-for-new-flats/key-collection
7) You may also check whether you are eligible for the contra facility so that you could collect your key once your flat is sold.
8) The detail of the contra facility is also available on the link provided in (6).

Please give me a thumbs-up if the answer provided is relevant to your main concern. Thanks!!!

Hope the above answer your main concerns, but if there are more queries, please feel free to contact me at 90110636  , or email: ling.ck7@gmail.com if more information is needed.
I'll be glad to assist.

Best regards
Ling CK
 90110636 
ling.ck7@gmail.com
https://R056727F.propnex.net/
https://www.facebook.com/Homesellerbuyer
https://www.linkedin.com/in/ckling/

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