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Hi, I would be most glad to assist you further and pls feel free to let me know if you need any assistance. Hope to hear from you soon and have a great week ahead. By the way, you may like to settle the loan eligibility first by applying the HLE as well as the loan from the bank and from there you would be able to know what’s the comfort range of the type of HDB flat you wish to go for.

Regards
Aaron Chong
 9730 8455 
aaronchong2774@yahoo.com.sg Read More

Hi

We will need more information to be able to do an affordability calculation.

You may text 9620 0827  for further assistance.

Warmest regards

Gavin Read More

Hi,

Based on just looking at the figures that you have provided, I can say that both you and your hubby are in a very comfortable position to purchase your HDB. As for a more detailed calculations, we will need slightly more details.

So what I can suggest is, to trouble you to drop me a message and I will send you the details that I need. Then my partner who is also my wife, will churn out a detailed calculation for you and your hubby. Financial calculations are her forte! Haha. Then when that is done, we can arrange for a meetup with you and your hubby over Zoom and we can explain the figures to you. Why an explanation is needed is because there are quite a number of components to the calculations. Not only will we calculate your affordability but most importantly how comfortable you are in affording the purchase. We will also calculate to see if there can be any reserve funds that we can keep to standby for rainy days. By the way no worries on the meetup and the calculations as there are no obligations at all.

We often tell buyers that nowadays home purchasing is very different from the past. Last time, agents do not really care whether the buyers buy, how the buyers buy, how they finance the house and whether are there any forms of creative financing. But as our real estate market becomes more sophisticated, all these becomes very important. As our real estate becomes more and more expensive, how we make our purchase to day will determine our next purchase in the future. And yes this does not apply to only private condominiums. It applies to HDBs as well.

Just to share a little more about ourselves, we have been in this business for a while and we have served many clients over time. Many of them are now our friends and many have also left testimonials for us for our service rendered. Both of us have always believe that our property is probably the most expensive thing that we have bought in our lives and hence any agents handling the houses should really uphold the clients' interest in top priority. Thanks to the many kinds words from our clients, both of us have been interviewed by Council of Estate Agents (CEA) before and we have been featured in their newsletter for Great Client Service. Personally I also won the SAEA Best Client Service Silver Award before as well. We believe that we will definitely be able to provide some good advice to you. You may read what our clients say about us here. -> https://www.sgpropertyadvisers.com/testimonials

Looking forward to hear from you soon! Cheers!

Best Regards,

Jeffrey Heng
Associate Executive Director (Sincerus Division)
OrangeTee and Tie Pte Ltd
NAVIS Living Group - The fastest growing group in OrangeTee that believes in Technology, Training & Teamwork (3Ts)

Mobile : +65 9858 1322 
Email : hengjeffrey@gmail.com
Web : www.sgpropertyadvisers.com

Founder of Sincerus Division
SAEA Real Estate Excellence Silver Award - Best Client Service (2014)
SAEA Real Estate Excellence Award Nominee - Best Client Service (2012/2013)

* Featured in CEA Newsletter for Great Client Service - https://goo.gl/NMusPZ *
* Featured in Propertyguru Magazine With My Partner- https://goo.gl/cioyEu *
* Featured in PropertyGuru Magazine for Team Building - http://tiny.cc/80w5lz *
* Words From Clients - https://www.sgpropertyadvisers.com/testimonials *
* Check Out Our Client Testimonial Video Here - https://youtu.be/WzNepsjH1Oc *
* Check Out My Team Mates’ Testimonials Video Here - https://youtu.be/SmdXkgREVOU * Read More

Hi,

Apart from your income, I would also need your age, to determine the max amount of loan you are able to get.

Also, I will also need to know if any of you are a Singapore Citizen or both are SPR, to determine the stamp duty payable.

It would be good if you could share if you're a first timer as well, and is you're purchasing near parents place. This will enable me to work out the amount of Grant you are entitled to (if any).

I could do a detailed financial plan for you before you actually begin the shortlisting of the location and the units.

I am experienced and well-versed in both private and HDB resale transactions. I will be able to assist you on your property purchase.

Should you need require further assistance in matters relating to property, please contact me at my mobile 9748 6305  . I will be happy to assess and share with you the possibilities for you in the current market.

Thank you.

Best regards,
Robbie Chen
 9748 6305 
PropNex Realty Read More