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Hi,

If both of you are citizens, breakdown of purchase price as follows:
Cash 5% (minimum)
CPF 15%
Max bank loan 80%
Stamp duties approx 3%
Legal fees approx 3K

For maximum loan tenure, 65 years old is the reference figure. as a rough guide, ( 65 - your income-weighted average age ) will be your maximum loan tenure, subject to your respective income levels and any other loan obligations you have. May I discuss further with you regarding your financing and housing requirements? Thanks.

Warm regards,
Ivan ERA
 97432395 
ivanng10@gmail.com
www.ivanng10.com Read More

Good evening buyer,

My banker can advise you on your in principle approval so both of you can gauge how much bank loan can you obtain. Do take that max loan will be up to 80% and max loan tenure will be 30 years or up to retirement age of 65 years old.

Provide you can obtain 80% bank loan, your initial outlay will be such as:

1) 5% cash downpayment
2) 15% CPF OA funds or cash downpayment
3) estimated 3% buyer's stamp duty (pay in cash first then reimbursed if your CPF OA funds got excess after 15% CPF downpayment.)
4) $2.5k to $3k legal fees
5) valuation fee, stamp duty for mortgage etc. (cash)

Maybe you can share with me more information on your finances and requirements so I will be in a better position to advise you.

Hope to hear from you soon! Cheers!

Enjoy your weekends!

Warmest Regards,
YT TAN 陈永达 | ACCA Graduate, RES
District Director
ECG Property Pte Ltd
(M): +65 9111 5171 
(E): yt.lovelyhomes@gmail.com
(W): www.yttan.com Read More

Hi, to assist you on the estimated loan details I would need more information from you. We can discuss on email.

I am reachable at my mobile or email.

CK Ang
 9046 3808 
res.ckang@gmail.com Read More

Good day.
Feel free to sms or call me at 91442664  for a detailed discussion on financial breakdown.
Look forward to hear from you.
Tricia Tan 9144 2664 
http://www.triciatan.myweb.sg Read More

Evening,

Assuming that both of you are Singaporean, getting your first property, the breakdown on the cost of purchase are as follow:
1) 5% cash down payment (for 80% loan)
2) 15% CPF OA down payment (for 80% loan)
3) 3% stamp duty and legal fee, payable by CPF OA
4) Misc expenses: $1k to $2k, depending on property type and sizing (property tax refund, valuation report, etc)

Do feel free to contact me for further discussion.

Regards
Mike Lim
 96929209 
m52i@yahoo.com
ERA Read More