Property & Real Estate Discussions on Home Financing

3482 Results Found in Home Financing

Anonymous in Home Financing

asked on 23 Aug 2013

Hi, we are planning to sell our 5room flat after our MOP in Jan 2014. How early can we apply for home bank loan?when will it expire?we are thinking of buying a new EC unit directly from developer after selling our flat because we need the cash...

0 • 613 views 2 Answers

Serious Buyer in Home Financing

asked on 27 Sept 2012

Hi, I've just sold off my private property within the last 30 mths; therefore I am not eligible for HDB loan. My bank loan was rejected due to my poor credit from CBS. So can I appeal to HDB to apply for HDB loan, and what is the procedure like?

0 • 613 views 1 Answer

Zo in Home Financing

asked on 6 Nov 2012

Can i opt to contribute to my CPF OA, and then later use the funds in OA to pay off my housing mortgage? Since OA has higher interest rate than savings rate? thanks!

0 • 611 views

Anonymous in Home Financing

asked on 24 Jul 2013

Hi, my wife is working part time,with cpf contribution,can I include her income to apply for home loan from banks?

0 • 611 views 1 Answer

Anonymous in Home Financing

asked on 11 Sept 2013

Hi,we are married singaporeans,our total income is 4.5k,we have 100k cpf and 80k cash in hand, we intend to buy a new 3 bedroom ec unit direct from developer preferably in punggol, our budget is 700k.is it possible?

0 • 611 views 1 Answer

Paul in Home Financing

asked on 3 Oct 2011

Hi Gurus! I'm interested in switching from a 4-rm HDB flat to a 3-rm DBSS unit (TOP-2015). However I have a big issue with the 20% (80K) downpayment. Currently I'm still financing my 4-rm flat, so that isn't much funds in my CPF OA. I'm planning...

0 • 611 views 1 Answer

Anonymous in Home Financing

asked on 24 Oct 2013

Hi, i am a foreigner, 1)am i eligible for me to buy a condo in singapore. 2) if yes, then if i want to buy a condo for SGD 700K ,then how much amount should i keep for initial payment (including down payment,govt taxes etc) Please help...

0 • 611 views 1 Answer

Anonymous in Home Financing

asked on 10 Feb 2014

Hi Gurus, I'm a SPR planning to get my first property in Spore. Assuming my CPF is sufficient for the 15% and both the BSD +ABSD. Is there any way to pay the BSD +ABSD from CPF instead of initial cash outlay before CPF reimbursement ?

1 • 610 views 1 Answer

Anonymous in Home Financing

asked on 21 Jun 2015

Hi, my wife and I are currently using our cpf oa to pay for our hdb. We intend to purchase a private condominium a few months from now, while keeping our hdb. We understand that the cpf rule is that oa can only be used to service one property,...

0 • 610 views 2 Answers

Anonymous in Home Financing

asked on 26 Jul 2016

Hi. My husband is a foreigner. We are looking at either purchasing a HDB resale or a condo. We would not be in Sgp for the next few year, only visiting intermittently. Could I have some advice on the financing of properties (HDB resale &...

0 • 610 views 8 Answers

Primmie in Home Financing

asked on 19 Jan 2012

Hi Currently both my husband and myself are on EP. In 6 months time after we have PR status and we proceed in buying a house, is there anyway around this ABSD? The standard stamp duty is 3% and another 3% ABSD gives it a total of 6%- thats pretty...

0 • 610 views 4 Answers

Anonymous in Home Financing

asked on 1 Sept 2015

Hi, I would love to have some expert to advice and calculate for me how much loan and value of new EC (upgrade from HDB) that I should look at in the market based on my current situation.

0 • 610 views 5 Answers

g***@acsinternational.edu.sg in Home Financing

asked on 18 Jul 2025

how can i get a loan for a 2 room flexi?

0 • 609 views 5 Answers

Anonymous in Home Financing

asked on 20 Aug 2015

If I transfer 100% ownserhip of our HDB to my wife (she is 36 yrs old), then what happens to our outstanding home loan? 1. Do we need to pay it back fully or 2. can she refinance it only under her name? or 3. can we keep the home loan...

0 • 609 views 2 Answers

Yeo Nick in Home Financing

asked on 5 May 2024

HDB Loan HFE: I am a SC who is married to a foreigner holding LTVP with PLOC and we have a child who is also a SC. We are recently applying HFE to prepare for the upcoming BTO. I list myself as the owner, and my husband and child as essential...

0 • 609 views 8 Answers

Jimmy in Home Financing

asked on 28 Feb 2012

Hi, would like to check how much maximum loan I'm able to get from bank. I'm a PR, My salary is about 5k, do not have any commitment.

0 • 609 views

Anonymous in Home Financing

asked on 20 Nov 2014

will there be any chances to get a bank loan of more than 250k based on a monthly income of $2500/mth ? Hle loan is too little for me as im the sole owner and my spouse is occupier .

0 • 609 views 1 Answer

Anthony Lim in Home Financing

asked on 7 Aug 2012

So I took up a 50 years loan. Betting that interest rate will remain low, and property market will not burst... Not planning to stay for 50 years and finish paying the loan. My plan is just stay 5~10 years, once the property price appreciates...

0 • 609 views

HseSeeker in Home Financing

asked on 14 Jul 2011

I am keen to get a condo that is a new development. I am in the midst of getting Approval In Principal (AIP) from the bank, however I understand that even if I got the AIP it is not a binding offer. The banker had requested for me to submit my...

0 • 609 views 1 Answer

Den Flox in Home Financing

asked on 10 Jun 2011

Hi gurus, My wife and I are planning to downgrade our 4 room flat to a smaller flat. Will there be any banks that will provide me a loan? My wife is 57, and I am 59

0 • 608 views 5 Answers

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